MCP042: Health Insurance Tips for Self-Employed Individuals w/ Kelly Dickerson

Welcome to another episode of the #MeetCoolPeople Podcast! Today, I had the pleasure of chatting with client and friend Kelly Dickerson, an independent health and life insurance broker who has a passion for helping solopreneurs and small businesses secure the best insurance options without breaking the bank. If you're navigating the world of health insurance as a solopreneur, you'll definitely want to tune in to this episode.

Kelly shared her journey from a physical therapist to a health insurance broker, motivated by a desire for more control over her schedule and a commitment to helping others. We dove into the specifics of how supplemental insurance policies can provide a financial safety net in times of critical illness or accidents.

Here are the key takeaways from our conversation:

• Supplemental Insurance Provides a Financial Bridge: Kelly explains how supplemental policies can cover out-of-pocket expenses like deductibles, ensuring that financial strain doesn't add to the burden of dealing with a major health issue.
• Options for Solopreneurs: Traditional group benefits might not be available for solopreneurs, but Kelly highlights various options, including individual insurance and bundled supplemental policies that can provide comprehensive coverage.
• Navigating Health Insurance Landscape: Kelly assists clients in navigating through various plans and options, ensuring they find the best coverage suitable for their needs and budget without employer contribution.
• Group Plans for Individuals: Ely and Kelly discuss the availability of group plans designed to offer similar benefits to those of large companies now accessible to solo entrepreneurs, helping to keep rates down while providing extensive coverage.
• Digital Nomads and Full-Time RVers: We also tackled the complexities faced by digital nomads and full-time RVers, emphasizing the importance of out-of-state and emergency coverage in their health insurance plans.

Kelly's approach is all about tailoring insurance solutions to individual needs and budgets. Whether you're a solopreneur, a small business owner, or someone navigating this complex insurance landscape, Kelly offers invaluable guidance to ensure you're adequately covered.

For anyone interested in connecting with Kelly Dickerson, you can schedule a free consultation through her website https://kdinsurancesolutions.com.

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