
 Financial Feminist
 Financial Feminist The Financial Advice You Wish You'd Taken Sooner with Intuit Credit Karma
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 Oct 23, 2025  Courtney Alev, a consumer financial advocate at Credit Karma, shares invaluable money lessons that often come too late. She emphasizes that financial freedom stems from knowledge and discusses how to build credit wisely in your 20s. Listeners learn easy credit score-boosting hacks and the importance of managing credit utilization. Courtney also tackles emotional aspects of money, like overcoming debt shame, and gives practical tips on budgeting with irregular income and prioritizing financial goals. This conversation is a treasure trove for anyone looking to empower their financial journey. 
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Money As Freedom
- Money equals freedom because it reduces daily stress and unlocks choices like leaving bad situations or pursuing joy.
- Courtney Alev frames finances as a tool to achieve personal goals rather than a source of constant worry.
Prioritize On-Time Payments
- Make on-time payments your top priority because payment history is the foundation of credit scores.
- Aim to pay in full when possible to avoid interest and build strong credit history.
Use A Small Recurring Charge
- Get a first credit card and put one recurring low-cost subscription on auto-pay to build history safely.
- Use that pattern for 12 months and you'll establish credit without risking large balances.
