The Ramsey Show Highlights

What's Wrong With Your Parents?

Sep 6, 2025
A college sophomore opens up about the heavy financial burdens placed by their parents through unmanageable loans. The discussion highlights the emotional toll of financial abuse in family settings. Practical strategies are shared to organize family financial documents and improve communication about money. Reflecting on dysfunctional financial habits, the speaker considers how to guide younger siblings through the financial maze. Confronting ethical issues, the importance of setting healthy boundaries is emphasized for healing and growth.
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ANECDOTE

Teen Money Stolen By Parents

  • A 19-year-old caller explains parents borrowed about $3,000 from his teenage earnings and never repaid it.
  • He reports the same behavior now affects his 16- and 17-year-old siblings as they approach car and college savings.
INSIGHT

Taking From Kids Is Financial Abuse

  • Dave Ramsey labels taking children's money without repayment as financial abuse and a moral failing.
  • He stresses that grownups should never take kids' money regardless of circumstances.
ADVICE

Hiding Money Is Not A Complete Fix

  • Dave suggests hiding money for siblings isn't a full solution because they live under the parents' roof and face tension.
  • He warns that secrecy can escalate family conflict and isn't always safe.
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