All the Hacks with Chris Hutchins

Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo)

56 snips
May 21, 2025
Dive into the world of Citi credit cards and discover how to maximize your ThankYou Points. Explore the pros and cons of various cards, including top picks for travelers and shoppers. Learn about the best airline and hotel transfer partners to enhance your rewards experience. Find out about exciting features of the Citi Executive American Express card, along with tips for applying strategically and earning bonuses. Plus, get inspired by the importance of preserving family stories in financial discussions!
Ask episode
AI Snips
Chapters
Transcript
Episode notes
INSIGHT

Citi Strata Premier Card Value

  • The Citi Strata Premier card earns 3x ThankYou Points on groceries, gas, dining, hotels, and airfare with a $95 annual fee.
  • It offers a valuable signup bonus, making it an S tier card for transferable points earners.
ADVICE

Use Citi Double Cash Strategically

  • The Citi Double Cash card offers 2% unlimited cash back with no annual fee, ideal as an "everything" card.
  • Pairing it with the Strata Premier card allows conversion of cash back into transferable ThankYou Points.
INSIGHT

Maximize Custom Cash With Multiple Cards

  • The Citi Custom Cash card earns 5% cash back on the highest spending category, but only up to $500 per billing cycle.
  • It is best utilized by holding multiple cards focused on different categories to maximize the 5x earning potential.
Get the Snipd Podcast app to discover more snips from this episode
Get the app