Earn Your Leisure

Why Wealthy Families Demand Prenups

Jan 12, 2026
Prenuptial agreements aren't just for newlyweds; they're essential for safeguarding family wealth and legacies. Some wealthy parents insist on them with the threat of disinheritance, emphasizing estate planning's vital role. The conversation highlights the stark divide between 'builders' and 'takers,' and why vetting relationships is crucial for maintaining generational wealth. Real-life examples spice things up, along with witty anecdotes about family dynamics and the hilarious pushback during prenup negotiations. Get ready for some eye-opening insights!
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ADVICE

Make Prenups A Condition Of Inheritance

  • Require prenups when passing on family wealth to protect assets from outsiders and opportunistic partners.
  • Use conditional estate clauses to enforce signing, even if it makes you the "bad guy."
ANECDOTE

How Equity Was Distributed After A Sale

  • Ian described structuring equity so each child got 20% and his 20% covered taxes after a sale.
  • He used that structure to give children tax-free proceeds from a company sale.
INSIGHT

Capping Inheritances To Preserve Legacy

  • Parents can cap inheritances to encourage independence and protect a foundation's mission.
  • Ian planned a foundation and set thresholds where wealthy children receive reduced estate distributions.
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