Using Home Equity to Build a Rental Portfolio (Without Selling Your Home)

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How do people actually get the money to invest in real estate?
This is one of the most common questions I get from investors, especially those living in expensive markets who feel stuck saving forever.

In this episode, I break down the real, practical ways everyday people fund rental property investments. We talk through saving for your first property, using retirement accounts, partnering with others, and how DSCR loans make investing with partners easier than most people think.

We also dive into one of my favorite strategies when used correctly: leveraging home equity through HELOCs and refinances to buy cash-flowing rental properties in affordable markets like Indianapolis and Memphis.

This is not about taking reckless risks or maxing out leverage. It is about understanding your options so you can stop sitting in analysis paralysis and start taking action with confidence.

If you have ever wondered whether using home equity makes sense, how investors scale after their first rental, or how people build portfolios without waiting decades, this episode will give you clarity.

If you found this episode helpful, please leave a review and share it with someone who needs to hear it. Your support helps this podcast grow and reach more future investors.

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