Learn how you could save money by caring less about what other people think and how to weigh the pros and cons of a job offer.

How can you save money by not caring about others' opinions? How does commute time factor into whether you should take an in-person job? Hosts Sean Pyles and Sara Rathner discuss freeing yourself from the pressures of social validation and adopting smart spending habits to help you understand how these approaches can boost your financial well-being. They begin with a discussion of saving money by “not caring,” with tips and tricks on avoiding unnecessary spending influenced by social media influencers, focusing on purchases that genuinely make you happy, and recognizing the fleeting dopamine rush from new buys. They also delve into strategies such as choosing unique vintage clothing, the benefits of a capsule wardrobe, and making thoughtful car-buying decisions. 

Then, hosts Elizabeth Ayoola and Sara Rathner talk to Andrew, a listener in Miami, about his decision to start a new job that would increase both his salary and his commute time. They discuss the trade-offs of job changes, the impact on work-life balance, and questions you can ask yourself to help align your career progression with core values.

To see how much car you can really afford, check out NerdWallet’s auto loan calculator: https://www.nerdwallet.com/calculator/auto-loan-calculator 

In their conversation, the Nerds discuss: financial freedom, mindful spending, frugal living, social validation, smart spending, career decisions, financial well-being, fashion trends, financial fulfillment, savings boosts, self-esteem, social media influencers, vintage clothing, capsule wardrobe, car buying decisions, reliability over status, environmental impact, job change, lengthy commute, work-life balance, company culture, strategic financial decisions, emergency funds, automating savings, daycare expenses, salary increase, family time, freelance work, retirement savings, job switching, higher salary, outsourcing home tasks, remote work, hybrid roles, practical tips, dopamine hits, fashion creativity, and consumer purchases.

To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

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