Australian Property Podcast How to plan your retirement using property & super
Jul 15, 2025
James O'Reilly, a financial advisor and co-host of the Australian Retirement Podcast, joins for a deep dive into retirement planning using property and superannuation. They explore the psychology behind early retirement goals and common pitfalls in property investment. O'Reilly emphasizes the importance of mindset and the dangers of short-term thinking. The duo also discusses leveraging home equity and the significance of diversifying assets. Prepare for actionable insights to align your financial present with a secure future!
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Property as Wealth Builder
- Property is a powerful wealth-building tool due to leverage and tax deductions.
- Its risk profile is often more stable compared to shares, especially during market crashes.
Clarify Goals and Use Home Equity
- Clarify your retirement goals clearly before making property decisions.
- Consider untapped resources like home equity to fund retirement or exit the rat race sooner.
Financial Life Phases Metaphor
- Your financial life has phases: growth (kicking with the wind), survival, then growth again.
- Use post-survival phase to be intentional and acquire quality assets thoughtfully.