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Angel Oak President Tom Hutchens on the non-QM forecast for 2025

Nov 27, 2024
Guest
Tom Hutchens
Tom Hutchens, President of Angel Oak Mortgage Solutions, discusses the transformative non-QM mortgage market. He highlights how alternative income verification is crucial for self-employed borrowers, especially in today's gig economy. The conversation delves into current housing market dynamics and the impact of rising interest rates. Hutchens emphasizes the increasing importance of tailored, tech-driven mortgage products and how AI is revolutionizing income calculations, setting an optimistic tone for opportunities ahead in 2025.
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Episode notes
1
Intro
00:00 • 3min
2
Understanding Non-QM Loans and Market Dynamics
03:20 • 5min
3
Anticipating Housing Changes and the Need for Efficient Appraisal Solutions
08:12 • 2min
4
Navigating Non-QM Loans in a Shifting Market
10:04 • 4min
5
The Expanding Landscape of Non-QM Loans for Self-Employed Borrowers
14:16 • 3min
6
AI Revolution in Non-QM Lending
17:03 • 4min