The Next Big Idea Daily Jim Cramer Says You Can Make Money in Any Market
Nov 3, 2025
Jim Cramer, CNBC legend and author of *How to Make Money in Any Market*, shares his wealth-building wisdom for everyday investors. He critiques the bias of Wall Street against small investors and emphasizes the importance of picking your own winning stocks instead of relying solely on index funds. Cramer encourages using market downturns as buying opportunities while advocating for a balanced portfolio of growth stocks and dividends. Throughout, he stresses the value of observation, research, and learning from mistakes in the investing journey.
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Financial System Favors The Wealthy
- Jim Cramer argues the financial system favors the wealthy and leaves most people uneducated about money and stocks.
- He frames his book as a corrective to democratize wealth-building and teach practical investing to everyday people.
Split Savings Between Indexes And Stocks
- Put half your savings into diversified index funds for defensive exposure and the other half into individual stocks for growth.
- Use individual stocks to pursue outsized gains because index funds alone rarely make you rich, according to Jim Cramer.
Five Stocks Plus A Hedge
- Build a concentrated core of five individual stocks and insure the portfolio with a sixth position like Bitcoin or gold.
- Concentration plus a hedging position aims to create both upside and protection in Cramer's framework.
