ChooseFI 464 | Budgeting Masterclass | Tiffany "The Budgetnista" Aliche
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Nov 20, 2023 
Financial expert and author Tiffany Aliche, aka "The Budgetnista," joins the podcast to discuss her 10-step system towards financial wholeness. They discuss automating payments, the importance of accountability partners, and designing separate accounts to reflect your needs. Building a financial foundation takes time and effort, but there is a supportive community to celebrate milestones with you. From budgeting to reaching financial goals, this episode offers practical advice and inspiration for your FI journey.
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A Practical Destination Called Financial Wholeness
- Financial wholeness is a 10-step destination that most people can reach, focused on the 80% rather than extremes.
- The first five steps build a foundation and the second five expand toward long-term wealth and planning.
Build The Five Foundational Steps First
- Work the first five steps first: budget, savings, credit, debt, and learn-to-earn before advanced topics.
- You can layer advanced topics later, but foundation gaps will block progress toward investing and estate planning.
Automate After A One-Time Setup
- Automate finances after an initial setup so decisions run on autopilot and reduce willpower failures.
- Treat automation like meal planning: invest time once, then reap effortless results.