

691: Your Simple 10-Year Path to Financial Flexibility
28 snips Aug 14, 2025
Dustin Heiner, a real estate investor and coach at Master Passive Income, shares his journey to early retirement through strategic property investments. He discusses a simple yet effective 10-year plan of acquiring one cash-flowing rental property each year. Dustin emphasizes the importance of building a reliable team to manage properties and explores creative financing options for beginners. You'll also learn insights on selecting profitable properties, mastering cash flow, and avoiding common landlord pitfalls, making wealth-building accessible!
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Ten-Year One-A-Year Plan
- Buy one profitable rental property per year and repeat for ten years to build time-leveraged cash flow.
- Treat real estate as an income-building business, not speculation, to generate consistent monthly cashflow.
Buy In Lower-Cost Markets
- Look beyond expensive coastal markets and target Midwest or lower-cost states to find cash-flowing deals.
- Use DSCR or low-down-payment loans and parental cosign if needed to buy with minimal personal cash.
Daughter Bought Her First Rental
- Dustin's 16-year-old daughter bought a $125,000 Ohio rental with about $12,000 down using a DSCR loan and his cosign.
- The property nets roughly $300/month and is used to teach reinvestment discipline.