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Episode 2813:
Chris from KeepThrifty.com shares the transformative journey from debt freedom to the more profound concept of payment freedom. He explains how eliminating monthly expenses entirely, rather than merely paying off debt, leads to true financial independence and a liberating sense of freedom.
Read along with the original article(s) here: https://www.keepthrifty.com/payment-freedom/
Quotes to ponder:
"Payment Freedom is the freedom you feel from the complete elimination of a line-item in your budget."
"We’d imagined the world of debt freedom to be a magical carefree place. So, we waited for the feeling of joy, excitement, relief, and freedom to come. Only, that feeling never came."
"The thing about our debt freedom that we had been so excited about wasn’t about the end of paying interest. It was about the end of paying for housing."
Episode references:
The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808
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Optimal Finance Daily - Financial Independence and Money Advice