How to Buy a Business Even if You’re Broke | Ep 169
Jun 30, 2025
Discover how to buy a profitable business without needing a hefty wallet. Learn about innovative strategies like seller financing and SBA loans that make business acquisition accessible. The discussion highlights vital financial metrics to evaluate deals and stresses the importance of cash flow. Avoid common pitfalls that can derail your plans, ensuring a smoother investment journey. With practical tips and valuable resources, you’ll be empowered to take control of your financial future through business ownership.
30:07
forum Ask episode
web_stories AI Snips
view_agenda Chapters
auto_awesome Transcript
info_circle Episode notes
insights INSIGHT
Buy Existing Business Advantage
Starting a business from scratch often fails due to high risk and time investment.
Buying an existing profitable business skips these risks and provides instant cash flow and customers.
volunteer_activism ADVICE
5 Ways to Buy With No Money
Use seller financing, SBA loans, investor partners, earnouts, or equity rollovers to buy businesses with little or no money.
Negotiate creative deal structures to leverage cash flow without needing large cash reserves upfront.
insights INSIGHT
Cash Flow is King
Cash flow is the most critical metric when buying a business; it must cover debt, owner salary, and reinvestment.
Also focus on debt coverage ratio and margin of safety to ensure business can sustain downturns.
Get the Snipd Podcast app to discover more snips from this episode
Starting a business from scratch can be risky and costly. But what if you could skip the grind and buy a profitable business instead? In this episode, Steve reveals how you can buy a business—even if you don’t have a lot of money. He covers five ways to structure a deal with little to no cash, including seller financing, SBA loans, and investor partners.
You’ll also learn the three key numbers to focus on when evaluating a business and how to avoid rookie mistakes that can blow up your deal. If you’re serious about building wealth through business ownership, buying an existing business could be one of the smartest, fastest paths forward.
_______________________________________
Disclaimer: The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.
This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.
Strategy Meets Finance