Online fraud takes many forms, from deceptive e-mails and websites which trick us into paying money to the wrong bank account, to romance scams and malicious software copying our bank and credit card details.

It's regarded by criminals as a highly lucrative and relatively low risk crime, so why is it so easy for fraudsters to manipulate our personal data and steal our money, what can be done to end online fraud?

Charmaine Cozier talks to some of those trying to disrupt the scammers and protect the public.

Guests: Rachel Tobac, Ethical Hacker CEO of SocialProof Security Muhammad Imran, Criminal Intelligence Officer, Interpol Financial Crimes Unit Stéphane Konan, Cyber Security Consultant & African Government Advisor Tamlyn Edmonds, Fraud Prosecutor, Edmonds Marshall McMahon

(Laptop owned by an online romance scammer, Accra, Ghana. Credit: Per-Anders Pettersson / Getty Images)