Mastering money and property: Building wealth through investment

In this episode of The Smart Property Investment Show, hosts Liam Garman and Emilie Lauer sit down with John Stallman from Stallman IQ to discuss how financial planning intersects with property investment. According to John, properties are a powerful wealth-building tool when paired with financial planning, especially when approaching a portfolio with a patient, long-term approach.

While John supports using equity for further investments or passive income when financially sensible, he advises maintaining borrowings below 80 per cent of the property’s value and collaborating with trusted brokers.

In comparing assets, he notes that shares provide consistent growth, while property enables investors to leverage larger assets with a smaller upfront capital, resulting in greater stability and planning potential.

John said that every investor, including middle-income earners, can benefit from financial advice, with his firm launching Super Advice AI, a digital platform offering automated, affordable financial guidance on topics like negative gearing and superannuation.

Lastly, John emphasises that successful portfolio growth relies on budgeting, contingency planning, and a solid long-term financial strategy. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.