Property Investment Podcast Network

Costa Arvanitopoulos and Eva Loisance, Finni brokers specialising in strategic property finance, unpack a Perth investor’s complex portfolio restructure. They explore lowering repayments, unlocking $1.2 million without selling, debt recycling, uncrossing properties and the risks of using offset cash for investments. Plus, lender policies, bridging finance and servicing buffers that can create new borrowing options.

Property markets are showing fresh signs of strain, from 20,000 Perth homes in negative equity to falling expectations for prestige Sydney listings. Forecasts warn of steep declines in some pockets, while rising yields may create opportunities for patient investors. The discussion also explores construction finance, trust-law changes, inflation, possible rate hikes, borrowing strategy and a proposed CGT policy shift.

Josh Crealy, a former commercial real estate agent and property adviser with LEVR Group, explains why he is betting on established units in Melbourne and western Sydney. He discusses the 18.6-year property cycle, commercial tenant risks, lease due diligence, unit-block financing, buying checklists, and why he is avoiding Brisbane, Perth, Adelaide and Darwin for now.

Victor Kumar, Right Property Group director and property investment adviser, explores the hidden dangers of commercial real estate. He examines why long vacancies can erase headline yields, how to assess tenants and lease fine print, and the risks posed by downturns, structural change, asbestos, contamination and zoning. A practical look at matching risk to reward and planning the exit before buying.

Hung Chuy, a property investor with Strategic Brokers, and Simon Liu, founder of Housefinder, swap outrageous tales of rat houses, meth houses and a so-called brothel. They explore ugly-property makeovers, desperate vendors, finance-fallout bargains and defensive units. Highlights include deals across Ellenbrook, South Yarra, Lansdale, Point Cook and Yanchep, plus strategies for finding value in Perth, Melbourne and Sydney.

Investors could be missing new lending opportunities as second- and third-tier lenders ramp up competition, making finance strategy and cash flow more important than ever. On The Property Nerds podcast, Arjun Paliwal speaks with broker Corey Goldby about a post-budget lending shake-up, as second- and third-tier lenders compete harder for investors with more flexible borrowing options. Goldby argues against mapping out a decade of purchases, instead focusing on getting the next deal right, with cash flow, lending policy and available funds shaping each move. The pair discuss investors buying several properties before pausing, selling at a loss to reduce debt and the transaction costs that can erode gains when selling and re-entering the market. They also examine the importance of keeping a cash buffer when releasing equity, aligning finance and accounting advice, and choosing ownership structures that support borrowing and income distribution. For business owners facing tax debt, Goldby points to alternative lending options, including high-LVR and low-documentation loans, while noting the extra interest costs that can come with them.

Former nurses Aneesh Thomas and John George, now Brisbane property investors and co-founders of Iconic Investing, explain why their strategy never relied on negative gearing. They discuss cash flow, land size, below-valuation purchases and affordable regional markets. They also unpack common mistakes, commercial property lessons, changing interest rates and where disciplined investors may still find value.

Costa Arvanitopoulos and Eva Loisance, Finni mortgage and investment finance specialists, unpack how a 25-year-old could buy a Melbourne investment unit with no cash deposit. They explore family pledges, valuation surprises, APRA borrowing buffers, high-yield strategies, repayment options, and specialist lenders offering longer terms, reduced LMI, and sharper portfolio pricing.

NSW stamp duty revenue plunges 23%, hinting at a potential $7.36 billion nationwide shortfall. Trust-tax changes, Victorian property politics, Brisbane’s listing surge and weakening employment add to the market drama. Meanwhile, a fiery debate erupts over broker levies, consumer protection and whether the cheapest mortgage is really the best choice.

Arjun Paliwal, founder and investment adviser at InvestorKit, explores the forces shaping property investment decisions. He examines how a $2,800 monthly shortfall might fall to $600, why fear keeps buyers sidelined, and how diversification can manage market cycles. They also discuss tax policy, uneven rental growth, shrinking listings, political shifts, and the buying opportunities that can emerge before sentiment turns.