Mo Money #464 How to pay less tax in 2025
Aug 21, 2025
Discover strategies to cut your tax bill and increase your tax refund this year! Learn about effective tax structuring and how it can enhance your net income. Unlock valuable tips on deductions, record-keeping, and investment tactics like selling underperforming assets. Explore smart methods such as negative gearing and debt recycling to maximize tax efficiency. Gain insights on planning ahead and navigating the complexities of the tax code to set yourself up for financial success!
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Tax Cuts Are Low-Pain, High-Impact
- Paying less tax is the only lever that usually doesn't require more work, risk, or time.
- Keeping more of existing income frees up capital to save, invest, or enjoy life sooner.
Use Structure, Strategy, Solution Framework
- Get three things right: structure, strategy and solution before serious tax planning.
- Fix your money structure, choose the right strategy, then pick investment products that avoid momentum-killing mistakes.
Marginal Rates Make Deductions Pricier
- Australia uses progressive marginal tax rates and all income pools into one assessable number.
- Higher marginal rates make deductions more valuable as your income rises.