

ASK495: Should I sell or rent? PLUS: Should I buy a holiday property?
6 snips Sep 23, 2025
Listeners dive into the dilemma of whether to sell or rent a first home purchased during the COVID boom. One probes the potential of releasing equity to finance a move to the Southwest while considering investment options in the North. Another explores the risks and rewards of buying a holiday let for the first time, opening up a discussion on the pros and cons of this alternative rental strategy. Insightful advice flows as Rob & Rob tackle these pressing property questions.
AI Snips
Chapters
Transcript
Episode notes
Hold If You Can Afford Both Homes
- If you can buy your new home without selling the current one, hold the existing property for now.
- Wait for the market to improve before selling rather than disposing into a buyer's market.
Regional Market Timing Matters
- Selling into a weak regional market can lock in a poor outcome despite local appeal elsewhere.
- Patience can let you benefit when markets swing back in your favour over time.
Avoid Low-Equity Churn
- Don't rebalance small equity positions into new investments if transaction costs and low equity eat returns.
- Consider staying put rather than trading minimal equity for new regional bets.