The Property Podcast

ASK495: Should I sell or rent? PLUS: Should I buy a holiday property?

6 snips
Sep 23, 2025
Listeners dive into the dilemma of whether to sell or rent a first home purchased during the COVID boom. One probes the potential of releasing equity to finance a move to the Southwest while considering investment options in the North. Another explores the risks and rewards of buying a holiday let for the first time, opening up a discussion on the pros and cons of this alternative rental strategy. Insightful advice flows as Rob & Rob tackle these pressing property questions.
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ADVICE

Hold If You Can Afford Both Homes

  • If you can buy your new home without selling the current one, hold the existing property for now.
  • Wait for the market to improve before selling rather than disposing into a buyer's market.
INSIGHT

Regional Market Timing Matters

  • Selling into a weak regional market can lock in a poor outcome despite local appeal elsewhere.
  • Patience can let you benefit when markets swing back in your favour over time.
ADVICE

Avoid Low-Equity Churn

  • Don't rebalance small equity positions into new investments if transaction costs and low equity eat returns.
  • Consider staying put rather than trading minimal equity for new regional bets.
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