Entrepreneurs on Fire

How To Delete Anything From Your Consumer Report with Daraine Delevante: An EOFire Classic from 2022

8 snips
Aug 29, 2025
Daraine Delevante, a consumer law expert and credit repair advocate, shares his remarkable journey from a 604 to an 805 credit score in just six months. He reveals the transformative power of understanding consumer laws and credit management. Unlearning outdated beliefs about credit is crucial for financial success. Daraine emphasizes the importance of mentorship in navigating these waters and explains how credit can fund business ventures without using personal funds. He empowers listeners to reclaim their rights and leverage credit for meaningful change.
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INSIGHT

Unlearn Credit Myths

  • Many people trust common credit tips they've inherited instead of reading governing consumer laws.
  • Daraine argues unlearning myths lets you use credit strategically like chess pieces.
ADVICE

Use The Law To Force Proof

  • Read and cite the exact consumer law (e.g., 15 USC 6802) when disputing reports with financial institutions.
  • Ask them to prove they provided all required disclosures before they reported your information.
ADVICE

Opt Out Before Reporting

  • Opt out by demanding the three required disclosures and exercising your non-disclosure right under 15 USC 6802.
  • If they claim accuracy, require documented proof of those prior disclosures.
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