Long Story Short Wall Street Fear-Mongering, Bitcoin's Slide & The Bond Market Comebac
Adam and Andy dissect a Wall Street Journal article calling for a prolonged bear market to "fix" investor behavior. Spoiler: the argument falls apart under scrutiny, considering we've had five bear markets since 2008.
The conversation shifts to Bitcoin's recent decline from all-time highs and why retail investors might actually be getting smarter about crypto volatility. Then they explore bonds' quiet comeback after the painful 2022 selloff, including why the inverted yield curve finally unwinding is good news for balanced portfolios.
They wrap up with 2026 retirement contribution limits and a critical change coming for high earners making catch-up contributions.
We cover:
Why the "we need a long bear market" narrative is irresponsible financial journalism
The difference between normal bear markets and once-in-a-century crises like 2008
Bitcoin dropping from recent highs as investors wait to buy the dip
Why bonds are finally playing their traditional portfolio role again
The inverted yield curve unwinding and what it means for duration strategy
2026 retirement contribution limits across 401(k)s, IRAs, and QCDs
New Roth requirement for catch-up contributions if you earn over $150,000
Why diversification is making a comeback in 2025
⏱️ Timestamps:
(01:00) Wall Street Journal's irresponsible bear market article
(02:45) The reality of bear market frequency since 2008
(07:05) Bitcoin falling after hitting $100,000
(11:18) Understanding Bitcoin's value proposition (or lack thereof)
(12:30) Bonds making a quiet comeback after 2022's pain
(16:44) The inverted yield curve and duration strategy
(19:50) Why diversification is back in 2025
(22:57) 2026 retirement contribution limits
(26:17) New Roth catch-up requirement for high earners
(28:07) Thanksgiving plans
(29:47) Podcast disclosures
Resources:
Follow Burney Wealth Management on LinkedIn | www.linkedin.com/company/burneywealthmanagement
Follow Adam Newman on Linkedin | www.linkedin.com/in/adam-newman-cfa-cfp%C2%AE-mst-ricp%C2%AE-cepa-48853916/
Follow Andy Pratt on LinkedIn | www.linkedin.com/in/andyjpratt/
Book mention: “1929” by Andrew Ross Sorkin | https://www.amazon.com/1929-Inside-Greatest-History-Shattered-ebook/dp/B0DXMZWTYM?ref_=ast_author_mpb
Sample Financial Plan | https://burneywealth.com/sample-financial-plan?hsLang=en
Performance Matters: 7 Steps Toward More Effective Investing | https://burneywealth.com/hubfs/lead-magnets/performance-matters-ebook/Performance%20Matters%20-%207%20Steps%20Toward%20More%20Effective%20Investing%20BWM.pdf?hsLang=en
Retirement Readiness Checklist | https://burneywealth.com/retirement-checklist?hsLang=en
#RetirementPlanning #Bitcoin #BondInvesting #PortfolioDiversification #WealthManagement
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.