This is how we are fixing our OUT OF CONTROL grocery budget (to save $600/m)

Today, Linda and I dive deep into a topic that's been on our minds lately: our out-of-control grocery bill. If you've ever found yourself halfway through the month with an empty grocery budget, you're not alone. Here's a glimpse into our conversation and the strategies we're implementing to save $600 per month on groceries:

 

🔍 Key Topics Covered: 

• Understanding the Root Cause: We reflect on recent events like our vacation to Hawaii and how they contributed to overspending on groceries.

• Inflation Woes: We discuss the staggering increase in food prices, with examples from our recent grocery trips.

• Taking Control with Data: We emphasize the importance of tracking expenses using tools like Personal Capital (now Empower Personal Dashboard) or RocketMoney to gain clarity on spending patterns.

• Snack Strategy: We share our plan to reduce spending on prepackaged snacks by opting for healthier, more cost-effective options like fruits and vegetables.

• Strategic Shopping: We explore the benefits of sticking to one primary grocery store, focusing on cost-effective options like Costco and leveraging sales and seasonal items to save money.

• Meal Planning Mastery: We discuss the value of meal planning to prevent impulse purchases and ensure cost-effective meals.

• Budget Evaluation: We highlight the importance of evaluating the cost of each meal and identifying areas where savings can be maximized.

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Resources Mentioned:

• Personal Capital (Empower Personal Dashboard): A tool for tracking expenses and gaining insights into spending patterns. - https://seedtime.com/empower 

• RocketMoney: An alternative tool for budget tracking and expense categorization. - https://www.rocketmoney.com/ 

• Costco - (https://www.costco.com/), Trader Joe's - (https://www.traderjoes.com/home), Sprouts (https://www.sprouts.com/), Whole Foods (https://www.wholefo

• odsmarket.com/), Publix (https://www.publix.com/): Various grocery stores discussed for strategic shopping.

• My Interview with a grocery shopping expert: The best times to buy certain groceries. - https://www.youtube.com/watch?v=bGxw8p2vhtk 

 

💫Connect with Us:

If you enjoyed this episode and want to engage further, we'd love to hear from you! Reach out to us on Instagram https://instagram.com/seedtime, or via email at bob@seedtime.com. Plus, if you're interested in hosting a six-week session with your small group or church, visit https://seedtime.com/true for more details.

Thanks for tuning in! Don't forget to subscribe, leave a review, and share this episode with friends who could benefit from budget-saving tips. We appreciate your support!

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/z8ovGZlWqjA)!

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