Financial Freedom Podcast with Dr. Christopher H. Loo, MD-PhD

🎙️ Private Health Insurance Explained with Sherri Matheney | Save Big on Coverage

Jun 6, 2025

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If you're searching for better and more affordable private health insurance, this episode with expert Sherri Matheney will give you the answers you've been looking for. Sherri, a licensed insurance advocate in 34 states, works directly with doctors, business owners, and self-employed professionals to uncover personalized strategies that reduce costs and improve coverage.

Struggling with overpriced group plans or frustrated by confusing public options? Sherri breaks down how self-employed health insurance, small business health coverage, and family health plans can be tailored to your unique needs using private health insurance solutions.

You’ll also learn how her clients use out-of-network coverage, navigate ACA compliance, and deal with concierge medicine setups—especially when doctors don’t accept traditional insurance. If you're trying to avoid surprise bills and want more flexible options, this episode is packed with actionable insight, wisdom, and real-world examples that can help you save money, stay covered, and feel in control of your healthcare choices.

00:00 – Introduction to Sherri Matheney and her mission
01:03 – Who needs private health insurance and why it matters
02:32 – How Sherri works with doctors and patients to solve insurance issues
04:00 – Why Marketplace insurance doesn’t work for many people
05:12 – How self-employed and high-income clients can save thousands
06:30 – The truth about concierge medicine and insurance reimbursement
07:45 – How to separate family members to lower costs
09:00 – Comparing ACA compliance between private and public plans
10:20 – Why small business owners overpay and how to fix it
11:30 – Building your own “insurance cocktail”
12:00 – How to connect with Sherri for a personal consultation

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