The Property Podcast ASK490: Does The Ultimate Property Strategy still work? PLUS: How do I escape spreadsheet hell?
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Aug 19, 2025 Dive into the complexities of property investment strategies, examining how limited companies impact the classic ultimate property strategy. Hear insights on leveraging debt in a corporate context and explore advanced tax strategies. One investor shares their journey with the BRR method and seeks tips for tackling administrative challenges, especially while managing ADHD. Plus, discover how AI can transform property management by streamlining spreadsheets and enhancing data analysis, making financial decisions easier for investors.
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Company Ownership Changes The Strategy
- The Ultimate Property Strategy relies on extracting cash via refinancing and works best when properties are held personally.
- Holding properties in a limited company changes mechanics and removes the straightforward refinance-to-income effect.
Avoid Relying On Director's Loan Workarounds
- Do not assume you can simply draw tax-free income by refinancing inside a limited company via director's loans.
- Seek alternative advanced tax strategies and professional advice if you prefer company ownership.
Wait For Expert Tax Episodes
- Do expect follow-up episodes on advanced tax strategies and wait for expert input before making complex decisions.
- Plan your structure with professional advice rather than improvising from a podcast summary.