Working Hard with Grace Beverley The Secrets of Money Management I Wish I Knew Earlier
Nov 17, 2025
In this enlightening discussion, personal finance expert Abigail Foster shares actionable insights on money management. She introduces a simple payday routine consisting of checking your payslip, automating savings, identifying leaks, and setting aside fun money. Abigail emphasizes the importance of mindset in financial health and presents the STRIP framework to prioritize finances: Savings, Total debt, Retirement, Invest, and Plan. For anyone feeling overwhelmed by money, her grounded advice aims to make financial literacy achievable and empowering.
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Early Patterns Shape Money Mindset
- Money habits form very early and often persist into adulthood.
- Changing mindset and patterns is essential to improving long-term financial behavior.
Track Spending Before Changing Habits
- Track every single expense for one month to know where your money goes.
- Group spending into categories to spot patterns and decide what to change.
Automate Essentials Right After Payday
- Automate bills, savings, and debt repayments to remove reliance on willpower.
- Set transfers right after payday so money leaves your account on autopilot.
