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Make Me Smart

What you need to know about DeepSeek and the AI race

Jan 30, 2025
Explore the rise of DeepSeek, a Chinese AI startup shaking up the chatbot market with its cost-effective model. Dive into the implications for the U.S.-China AI competition and the stock market's reactions. Enjoy a nostalgic moment as the iconic diner scene from 'When Harry Met Sally' is creatively reimagined in a Super Bowl ad. Plus, celebrate a significant milestone in aviation as a civilian jet breaks the sound barrier, promising a thrilling future for supersonic travel.
12:00

Podcast summary created with Snipd AI

Quick takeaways

  • DeepSeek's AI technology offers lower costs and simplicity, challenging U.S. innovations and causing stock market volatility and investor uncertainty.
  • The environmental implications and efficiency paradox of AI advancements highlight the need for cautious analysis in the evolving tech landscape.

Deep dives

VantageScore's Impact on Credit Accessibility

VantageScore plays a significant role in enhancing credit accessibility by scoring approximately 33 million more consumers compared to traditional credit scores. This increased inclusivity helps individuals who may have been previously excluded from financial opportunities, supporting efforts for better financial inclusion across the country. Major banks and financial institutions, including eight out of the ten largest banks, utilize VantageScore, highlighting its growing acceptance in the industry. By mandating its use in mortgages funded by Fannie Mae and Freddie Mac, VantageScore is fundamentally reshaping the landscape of credit assessment.

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