Geldzaken de Podcast Thijs Verlangen: De nieuwste belastingtrucs die de Belastingdienst niet wil dat jij kent in 2026
Oct 2, 2025
Tax advisor Thijs Verlangen joins to unravel the intricacies of the new Box 3 tax regulations set for 2026. He discusses strategies to keep your assets below the taxable threshold and the benefits of BV/DGA structures. Thijs unveils clever techniques for villa tax and how to use loans strategically. He also covers the future of mortgage deductions, investing for children, and the importance of timely tax planning. With insights on simplifying the tax system, Thijs empowers listeners to navigate their finances smarter.
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Check Box 3 Position Before January 1
- Check your Box 3 position on 1 January and act before year‑end to stay below the tax threshold.
- Use the Belastingdienst tools (OLA) to simulate your 2026 Box 3 burden and plan transfers or restructures accordingly.
Notional Returns Will Outpace Real Yields
- The government raises assumed returns for Box 3, making taxable notional yields much higher than real interest rates.
- That gap especially penalizes low‑yield assets and increases effective Box 3 tax for many savers.
Offset Assets With Debts To Reduce Box 3
- Offset liquid assets with deductible debt to lower taxable Box 3 base where possible.
- If assets minus debts keeps you under the exemption threshold, you avoid the heavier Box 3 charges.
