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HousingWire Daily
James Kleimann on how the Supreme Court’s Chevron decision could affect housing regulation
Jul 5, 2024
Managing Editor James Kleimann discusses the Supreme Court's Chevron decision's impact on housing regulation, DOJ's role in NAR commission lawsuit settlements, and how the election outcome might affect housing policies. They explore regulatory dynamics, compliance challenges, AI in housing regulation, and uncertainty post-election.
31:43
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Quick takeaways
- Supreme Court's Chevron decision reduces executive agency power, potentially leading to regulatory changes in mortgage industry.
- DOJ's NAR commission lawsuit settlements aim for transparency in real estate transactions, impacting industry practices and legal compliance.
Deep dives
Supreme Court's Chevron Decision Impact on Mortgage Industry Regulation
The Supreme Court's recent decision overturning the Chevron ruling, which required courts to defer to agencies' interpretations of ambiguous statutes, has significant implications for the mortgage industry. This decision reduces the power of executive agencies like the CFPB, potentially shifting power to Congress and the courts, leading to regulatory changes. Industry players, especially in the mortgage sector where compliance challenges with CFPB interpretations are common, welcome this shift that could bring more clarity and accountability to regulatory actions.
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