So Money with Farnoosh Torabi

1879: Stepfamily Finances: Navigating Love, Money, and the Insider-Outsider Dynamic

14 snips
Sep 15, 2025
Cameron Normand, a certified stepfamily coach and founder of Stepfamily Solutions, shares insights on the intricate world of blended family finances. She highlights the unique emotional and financial challenges faced by stepparents, including the insider-outsider dynamic and the societal biases against stepmoms. Cameron emphasizes the importance of setting practical financial boundaries, addressing college costs, and recognizing the emotional labor that stepmoms often shoulder. Her 10 Essential Stepmom Scripts offer valuable support for navigating these complex dynamics.
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ANECDOTE

Career Pivot Sparked By Stepmom Struggle

  • Cameron left a 23-year politics career after struggling as a new stepmom and sought certification to understand stepfamily dynamics.
  • Coaching others during the pandemic convinced her to found Stepfamily Solutions in 2023 to support stepmoms nationwide.
INSIGHT

Built-In Emotional Gap In Blended Homes

  • Stepfamily structure inherently creates adult-child disconnection because adults feel excitement while kids experience loss.
  • This gap is amplified by loyalty binds when the other biological parent creates conflict.
INSIGHT

Outsider-Insider Syndrome Explains Exclusion

  • Researchers call it outsider-insider syndrome: stepparents are outsiders while biological parents are insiders.
  • That positioning makes stepparents feel less-than and excluded even without ill intent from others.
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