So Money with Farnoosh Torabi

Farnoosh Torabi
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Nov 19, 2025 • 40min

1907: A Tax Strategy That Puts Humans First

Hannah Cole, founder of Sunlight Tax and author of Taxes for Humans, brings humor and practicality to navigating taxes for the self-employed. She emphasizes the importance of tax education as a form of empowerment, helping freelancers overcome limiting beliefs and shame. Her simple three-system organization for tax documents makes the process accessible. Hannah also demystifies audits, explains how to handle unpaid taxes, and highlights tax-advantaged accounts like HSAs. This conversation transforms tax knowledge into a tool for advocacy and financial security.
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Nov 17, 2025 • 30min

1906: What Women Need to Know About Protecting Their Wealth: A Legal ToolKit

Ann Margaret Carrozza is a seasoned asset-protection and elder-law attorney, known for her work supporting women and families in safeguarding their wealth. She emphasizes that legal protection is crucial for building wealth, especially for women facing unique financial challenges. Topics include the importance of financial transparency with partners, the role of prenups in setting financial goals, and practical steps for long-term care planning. Carrozza also discusses trusts as a means to protect your home and avoid probate.
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Nov 14, 2025 • 29min

1905: Ask Farnoosh: 50-Year Mortgage? Seriously?

Exploring the implications of a 50-year mortgage, Farnoosh reveals it's not the savings solution many think. She discusses employer-assisted down payment programs and how they can help homebuyers. Tips on helping children build wealth and smart strategies for splitting furniture costs when moving in together are also highlighted. Plus, there's a look at what to do with your pennies following the end of their production. It's all about making savvy financial choices!
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Nov 12, 2025 • 34min

1904: This Is the Formula Behind Every Big Idea That Succeeds

Jen Kem, a brand strategist and author of "Unicorn Team," shares insights on what makes big ideas succeed. She emphasizes the need for the right mix of leadership roles rather than just a visionary approach. Jen introduces three core leadership energies: visionizer, strategizer, and mobilizer, which combine into nine leadership types. Her framework applies to both small teams and solopreneurs. She also highlights how Moderna's HR leader propelled a small team to develop a COVID vaccine, demonstrating the power of effective collaboration.
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Nov 10, 2025 • 26min

1903: Proven Ways to Climb the Wealth Ladder and Level Up Your Net Worth

Nick Maggiulli, Chief Operating Officer at Ritholtz Wealth Management and author of The Wealth Ladder, shares insights on climbing the wealth ladder. He explores the six levels of wealth, emphasizing the difference between just surviving and thriving. Nick introduces the 0.01% spending rule for smart spending and the 1% earning rule to evaluate income opportunities. He also discusses the importance of mindset adaptations as net worth increases and reflects on finding 'enough' in financial pursuits, moving beyond superficial wealth measures.
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Nov 7, 2025 • 32min

1902: Ask Farnoosh and Georgia Lee: 2025 Taxes, Policy and the Big Beautiful Bill

In this discussion, financial planner Georgia Lee Hussey, founder of Modernist Financial, dives deep into the implications of the Big Beautiful Bill on taxes starting in 2025. She breaks down who stands to benefit and the societal costs of tax cuts, touching on pragmatic tax planning steps. Georgia also emphasizes aligning financial decisions with progressive values, addressing charitable giving for non-itemizers, and tackling anti-tax rhetoric. Her insightful take showcases how taxes are intricately tied to our national priorities.
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Nov 5, 2025 • 33min

1901: How to Ask the Best Questions to Rise in Your Career (Replay)

Danielle Robay, a talented journalist and TV host known for her engaging interview style, discusses how to leverage curiosity to enhance your career. She shares her journey from moving to LA with limited funds to landing red carpet gigs by persistently showing up. Danielle emphasizes financial literacy learned through real-life experiences and reflects on her growth during the pandemic with her podcast, Pretty Smart. They also explore the importance of questioning your money story and the intersection of luck and preparation in achieving success.
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Nov 3, 2025 • 34min

1900: Money, Divorce, and Midlife Reinvention

Tracy Byrnes, a Certified Divorce Financial Analyst and former financial journalist, shares her insights on empowering women to reclaim financial independence, especially post-divorce. She discusses why many women feel ashamed about their money knowledge and highlights common pitfalls during divorce, like holding onto the family home without considering the financial impact. Tracy emphasizes the importance of financial transparency in relationships and offers practical advice on planning finances during and after divorce, while also encouraging women to rebuild confidence and skills.
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Oct 31, 2025 • 30min

1899: My Frightening Financial Stories

Financial fear is a recurring theme that impacts many. The host shares childhood memories of financial struggles that shaped her money mindset. From credit card mistakes in college to fears of stagnation in her twenties, each experience fueled her ambition. A business crisis during COVID highlights the importance of adaptability. Listeners also learn about life insurance for children, using a Roth IRA for emergencies, and how to choose charities for giving. Ultimately, embracing fear can lead to greater financial resilience.
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Oct 29, 2025 • 36min

1898: The Hidden Cost of Competition: Redefining Success in a World Obsessed with Winning

Ruchika T. Malhotra, an inclusion strategist and author of 'Uncompete,' challenges the conventional notion that competition drives success. She explores how systemic barriers foster anxiety and intra-group rivalry, particularly among women. Ruchika advocates for a shift towards collaboration, abundance, and psychological safety to cultivate healthier workplace cultures. She discusses the impact of social media on feelings of inadequacy and encourages listeners to redefine success beyond competitive standards, inviting reflection on our obsession with winning.

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