How to Financially Prepare for a Baby – Budgeting, Super, Childcare & Money Moves with Jayde Jenkins and Ash Cam

Pregnant or planning a family? Wondering how much a baby really costs and how to budget for it?
In this episode of Get Rich, we share practical, real-world money tips for first-time mums, expecting parents, and anyone preparing for life with a newborn.

Molly Benjamin is joined by financial advisor Jayde Jenkins and soon-to-be mum Ash Cam to unpack the true cost of having a baby in Australia and how to get financially ready — without the overwhelm.

We cover:
✅ How to budget for a baby and create a baby emergency fund
✅  Maternity leave money tips — including how to protect your superannuation
✅  Public vs private birth costs (and what’s often left out of the budget)
✅  The hidden expenses of newborn essentials and pregnancy care
✅  Childcare costs, subsidies, and why you need to join waitlists early
✅  Key pre-baby life admin: wills, insurance, joint accounts
✅ How to start saving or investing for your child’s future

Whether you’re an expecting parent or just starting to plan, this episode will help you prepare your finances, avoid common mistakes, and feel confident about your money before your baby arrives.

 

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The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.

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