Ladies Finance Club - Get Rich

If you’re in your 40s, 50s or beyond and feel like you’re rebuilding your financial life from scratch, you’re so not alone. In this powerful episode of Get Rich, Molly sits down with financial coach and former adviser Naomi Holmes, host of the Her Money Matters podcast, to unpack how women can rebuild confidence, clarity and wealth after divorce, separation, redundancy or major life changes. Naomi works with women at this exact stage of life, and she shares the patterns she sees every day, the fear, the avoidance, the “I don’t even want to look at my bank account” era and the practical steps that genuinely get women back on track. We explore the emotional, practical and strategic parts of starting over: cashflow, asset protection, emergency funds, financial coercion, superannuation, investing later in life and how to prepare financially if you’re thinking about leaving a partner. In this episode we discuss: The FIRST step to rebuilding confidence when starting over at 40+ How to understand your cashflow without needing to be a spreadsheet girlie The biggest money mistakes women make post-divorce or redundancy Recognising financial coercion and what to do if it’s happening How to prepare financially BEFORE you separate from a partner The three experts every woman should have: lawyer, financial coach/adviser + emotional support How to rebuild an emergency fund (OMG fund!) when money feels tight Investing later in life, when to start again and how to think about risk Superannuation truths every woman 40+ needs to know Why your money story matters more than your past mistakes The next 1–2 steps every woman can take TODAY to move forward If you’re rebuilding, re-entering the workforce, or finally putting yourself first after years of looking after everyone else, this conversation is supportive, empowering and deeply practical. Learn more about Naomi’s work at Her Money Matters or contact her at naomi@hermoneymatters.com.au.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

What’s really happening in the Australian property market right now? In this episode, Molly Benjamin from Ladies Finance Club chats with property expert Arjun Paliwal (InvestorKit) to unpack the latest housing trends, data, and opportunities for Aussie buyers and investors. They cover:🏡 National growth trends and why the lower-priced suburbs are leading the way📈 How to calculate and access equity in your home💰 Tips to negotiate better mortgage rates (even when your bank says no)📍 Why Melbourne is showing signs of recovery and where Arjun is personally buying💬 How the 5% government deposit scheme is shaping demand🌏 Which suburbs and regions across QLD, WA and VIC are growing fastest right now Whether you’re a first-home buyer, rentvestor or building your property portfolio, this episode gives you practical insights to make confident moves in 2025’s ever-changing market. 🎧 Listen now for an honest, data-driven update on property prices, supply, demand, and sentiment - all explained in simple, relatable language.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Talking about money with your partner doesn’t have to end in a fight, it can actually bring you closer. In this episode of Get Rich, Molly Benjamin chats with dream team Sammi and Nathan Jaeger, co-hosts of the Date Forever podcast and authors of The Fueled Up Life. Together they unpack how they’ve built a 17-year relationship filled with shared goals, champagne celebrations, and totally transparent money conversations. You’ll learn:💑 How to set up your own weekly money date night (and make it fun!)🍾 Why celebrating wins together keeps you motivated📊 Their simple system for tracking goals, budgets, and shared savings❤️ How to get your partner involved - even if they hate spreadsheets Whether you’re loved-up or flying solo, this episode will inspire you to create a healthy, exciting relationship with money. 👉 Have a topic you’d love us to cover next? DM us on Instagram @ladiesfinanceclub, we’d love to hear from you! 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

What’s the real cost of that $10 t-shirt? In this episode of Get Rich, Molly Benjamin chats with Kat Halliday, Head of Ethical Fashion at Baptist World Aid Australia, to unpack the hidden price tags behind fast fashion giants like Shein and Temu. From the exploitation of garment workers (most of them women) to the shocking environmental toll of 55 new clothing pieces per person each year — this conversation will make you think twice before your next “add to cart.” Kat reveals:👚 What ultra-fast fashion really means (and why it’s worse than fast fashion)💸 The truth about how much workers are actually paid🌏 Which Aussie brands are doing better — and who’s still failing🛍️ Practical steps you can take to build an ethical wardrobe without breaking the bank If you care about your money and the people who make your clothes, this episode is a must-listen. 🎧 Tune in to learn how your fashion choices can drive real change — for women, the planet, and your wallet. LINK AND RESOURCES FROM THE EPISODE Website: https://baptistworldaid.org.au/Podcast: https://baptistworldaid.org.au/behind-the-barcode/Speak Out to MP Tool - https://baptistworldaid.org.au/action/behind-the-barcode/Ethical Fashion Guide - https://baptistworldaid.org.au/resources/ethical-fashion-guide/ 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Ever wondered how Ladies Finance Club began? In this honest and inspiring episode, founder Molly Benjamin shares her personal money journey -  from financial chaos to creating one of Australia’s leading financial education communities for women. Molly opens up about her early money mistakes, the moment she realised something had to change, and how that decision sparked a movement that’s now helped over 70,000 women take control of their finances. You’ll hear how Molly went from feeling overwhelmed by money to building practical systems that work — from setting up an OMG fund (emergency savings) to finally starting to invest with confidence. This episode isn’t just Molly’s story — it’s your invitation to start your own financial glow-up. You’ll walk away with real, actionable steps to get your money organised, boost your confidence, and create a plan that actually works for you. Whether you’re just starting out, rebuilding after a setback, or ready to grow your wealth, this episode will leave you feeling empowered, educated, and ready to take that first step. 🎧 Tune in to learn: ✔️ How to rebuild after financial mistakes✔️ The simple habits that changed everything✔️ Why money confidence matters (and how to build it)✔️ The story behind Ladies Finance Club How my money mistakes turned into a movement   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Thinking about buying a property but have no idea where to start? 🏡 In this episode, Molly Founder of Ladies Finance Club sits down with mortgage broker Emma and buyer’s agent Karen Lacheta-Pell to walk you through the entire home-buying process - from getting pre-approval to picking up the keys. They unpack what lenders look for, how to avoid common mistakes, what “subject to finance” really means, and why getting professional help can save you thousands. Whether you’re buying your first home or your first investment property, this is your must-listen guide to making confident, smart property moves. 💬 Learn:✔️ How to work out your borrowing capacity✔️ The biggest mistakes women make when buying property✔️ Why rentvesting could get you into the market sooner✔️ What every buyer needs to know about pre-approval, contracts, and valuations Perfect for: first-home buyers, property investors, and women ready to grow their wealth. If you’re serious about buying in 2025, this episode is the perfect warm-up for our upcoming Ladies Finance Club Property Summit - happening Friday, 21 November. 🎟️ Grab your ticket now: https://www.ladiesfinanceclub.com/property-summit-2025-ladies-finance-club   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Thinking about sending your kids to private school or wondering if public might be the smarter choice? 🎒 In this episode, Molly sits down with financial adviser Alexander Luck from Everest Wealth to break down the true costs of education in Australia. We cover: How much private vs public schooling really costs (spoiler: it’s not just tuition) Common budgeting mistakes parents make when planning for school fees Smart ways to start investing early to cover future education expenses The hidden extras: uniforms, excursions, tech, and more Whether elite schools are really “worth it” compared to public options Trade-offs families face, like retiring earlier, paying off the mortgage, or funding big holidays instead of fees Alex also explains how education bonds, trusts, and smart tax structures can help families prepare, plus tips for minimising back-to-school costs (like second-hand uniforms and buying supplies early). If you’ve ever wondered whether private school is worth the six-figure price tag or how to plan ahead so school fees don’t derail your family finances this one’s for you. Want to speak to Alex or the team fill out this form.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Ever felt like you’re bad with money or constantly wondering why you can’t seem to get ahead even when you’re working hard? This episode of Get Rich is for you. Host Molly Benjamin chats with Catherine, financial planner, money coach, and human design practitioner, about why we fall into money self-sabotage patterns (like doom scrolling and overspending) and how to finally break free. You’ll learn: How childhood money stories shape your financial habits The most common ways women self-sabotage with money (and how to spot them) Practical tools to stop impulse spending (including the “urge journal”) How to set up a simple bank account structure that actually works Why money mindset is just as important as money management What to do if your partner isn’t on the same financial page Catherine shares inspiring real-life client transformations from paying off tax debt, to rebuilding after divorce, to finally finding financial freedom. If you’ve struggled with overspending, want to feel more confident with cashflow, or are ready to align your money with your values, this conversation will give you the tools and motivation to take action today.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Think estate planning is just for the rich or the elderly? Think again. In this episode of Get Rich, Molly sits down with estate planning lawyer Simone Hargreaves to unpack exactly what goes into a rock-solid estate plan and why every adult needs one. We cover: What’s actually in an estate plan (hint: it’s more than just a will) How powers of attorney and guardianship work What happens if you die without a will (spoiler: the government decides) The big mistakes people make with DIY wills How to protect your super, your digital assets, and your kids’ future Why having ‘the conversation’ with your family matters Whether you’re 28 or 68, married, single, or somewhere in between, this is a must-listen if you want to protect your money, your wishes, and the people you love. A quick disclaimer: The content of this podcast is provided for general information only and should not be taken as legal advice. Every family and every situation is different, and what we discuss here may not apply to your personal circumstances. If you need legal advice that’s specific to you, please consult a qualified lawyer. The views and opinions expressed in this podcast are our own and do not replace professional guidance.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

The rules of the property game just changed and you need to know how. In this Get Rich episode, Molly is joined by Arjun Paliwal, CEO of InvestorKit, to unpack the big news: the 5% deposit scheme for first home buyers. What does it mean for property prices? Should you buy your first home to live in, or start with an investment property? And where are the growth hotspots in 2025? We also cover: The impact of the 5% deposit scheme and new price caps When buying to live in isn’t the best move Mortgage vs investment: what should you prioritise? Why you don’t actually need 8–10 properties to retire comfortably Key data points to spot growth locations How kids (yes, really) impact your borrowing power This is your September, straight-talking property market update to help you make smarter moves in 2025.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.