Ladies Finance Club - Get Rich

Thinking about getting married, moving in with your partner, or protecting your assets? In this episode, family lawyer Carolina from Lander & Rogers joins Molly to explain the legal and financial steps every Australian should know before they say “I do”. You’ll learn:✅ What is a de facto relationship in Australia (and why the 2-year rule is a myth)✅ How binding financial agreements (prenups) work in Australia and when you should consider one✅ Costs of a prenup in Australia and how to avoid common mistakes✅ How to protect your assets when moving in with a partner✅ Why pet ownership is now recognised in Australian family law✅ Signs your partner may be hiding assets✅ Whether you need to be on the property title when buying together✅ Why “handshake” or “back of the napkin” agreements don’t stand up in court If you’re building wealth, expecting an inheritance, or want to safeguard your finances, this episode will give you practical tips, legal insights, and conversation starters to protect yourself before tying the knot or starting a life together. Moving in or getting married? Listen to this first   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

She’s back! Finance educator and budgeting queen Queenie Tan joins Molly to talk about her brand-new book The Fun Finance Formula and why making money fun is the secret sauce to actually sticking to a budget. In this episode, we deep-dive into how Queenie manages her money (spoiler: it’s not spreadsheets), how she built the app BillRoo to simplify budgeting, and why most people are doing budgeting backwards. Perfect for corporate millennials juggling careers, bills, babies (or fur babies), and a million tabs open in their brain—this episode breaks down: The 4 types of money and how to shift into “fun & skilled” money A step-by-step guide to setting up a budget that actually works Tools and apps (including AI!) that make money management easier How to have regular money check-ins with your partner (without killing the vibe) Tips to stay motivated without guilt or shame Whether you’re saving for a home, planning a wedding, or just tired of wondering where your paycheque went - this episode will get you organised, inspired, and ready to take control of your money.  Listen now and grab Queenie’s new book anywhere you buy your reads (or listens)!   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Thinking about divorce or separation? Or maybe you’re already in it and feeling overwhelmed? In this episode of Get Rich, Molly chats with Chloe Rattray from Lander & Rogers, one of Australia’s leading family lawyers, to break down the divorce and separation process in clear, simple steps. We cover: ✅  The first legal steps to take when separating✅ What’s considered joint property (spoiler: it includes super and trusts)✅  How property settlements work and what to avoid✅  What happens if one partner hides assets or refuses to cooperate✅  The difference between divorce and de facto relationships✅ How child support and custody are handled✅  The biggest mistakes women make during a split Whether you’re considering separation, already in the thick of it, or supporting a friend through it — this episode is full of insights every woman should know.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Wondering where the Australian property market is heading? In this episode of Get Rich, Molly Benjamin is joined by Arjun Paliwal, Director and Head of Research at InvestorKit, to break down the latest property trends.  Whether your borrowing power is $500k or $1 million, Arjun shares smart strategies, property hotspots, and common mistakes first-time investors make (especially women!). They also dive into how to build a winning team, the power of frameworks, and a real story of a first-time investor who turned one property into four — and built over $1 million in equity. If you're ready to buy but feel stuck, this episode is your sign to take action. 🔑 Topics covered:✅ Australian property market update (July 2025)✅ Where to buy with $500k vs $1 million✅ Property investing mistakes to avoid✅ Frameworks to help you take action✅ How to build your investment team✅ Inspirational success story from a first-time female investor 🎧 Tune in for expert tips and real talk about property investing in Australia — and why now might be your time to get started. 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here. Are we friends on Instagram? Follow us here.  🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Want to raise kids who are smart with money? Not sure when—or how—to start teaching your child about saving, spending, or investing? In this episode of Get Rich, host Molly Benjamin sits down with Ana Kresina—financial educator and author of Kids Ain’t Cheap—to unpack how to raise financially confident, capable kids. From toddler tantrums in the supermarket to teenagers navigating their first paychecks, we cover it all. You’ll learn:✔️ The #1 mistake most parents make when it comes to money✔️ How to teach toddlers the difference between wants vs. needs✔️ Pocket money tips (and how to avoid reinforcing the gender pay gap)✔️ Easy ways to explain investing and taxes to teens✔️ Why letting your kids make money mistakes is actually a good thing 💡 P.S. If you're interested in setting up an investment account for your kids, check out our earlier episode: “5 Ways to Invest for Your Kids and Avoid the Tax Traps with Daisy Magor” – it's a perfect companion to this one! Whether you're a parent, guardian, aunty, uncle—or just want to break the cycle of generational money stress—this episode will give you the tools to start the conversation early and make it stick. 👉 Listen now and raise the next generation of money-savvy humans. 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here. Are we friends on Instagram? Follow us here.  🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Want to live where you love and build a property portfolio? This week on Get Rich, Molly Benjamin chats with James from InvestorKit to unpack the growing trend of rentvesting - renting where you want to live while investing where you can afford. James shares how he turned a $40K deposit into a booming portfolio, what to know before using equity to buy your next property, and the biggest mistakes first-time investors make (hint: don’t take advice from your mum). You’ll learn:✅ What rentvesting is and why it's growing in Australia✅ How to buy smart - even on a low income✅ The difference between good and bad property debt✅ Strategies to build wealth without compromising your lifestyle Whether you're property-curious or portfolio-ready, this episode is packed with practical advice to help you take action. 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here. Are we friends on Instagram? Follow us here.  🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

In today’s episode, I’m joined by Lottie Dalziel - sustainability expert, founder of Banish, and author of the brand-new book 365+ Ways to Save the Planet and Your Money at the Same Time. We’re diving into practical, easy-to-do swaps that can save you serious cash - from reducing food waste and embracing slow fashion, to cutting your power bills and cleaning your home without harsh (and expensive) chemicals. Whether you’re just sustainability-curious or already living that low-waste life, this episode is full of smart tips that are good for the planet and your bank account. Visit Banish website here.  And hey - if you’re loving the episode, the best way to thank us? Hit that subscribe button. 💸🌏 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here. Are we friends on Instagram? Follow us here.  🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

What age should you seriously start thinking about freezing your eggs? In this powerful and practical episode of Get Rich, Molly Benjamin sits down with fertility specialist Dr Raelia Lew to unpack everything you actually need to know about egg freezing — from the ideal age to consider it, to what the process involves, how much it costs, and the biggest mistake Raelia sees women make when it comes to their fertility. They cover: Why any woman not planning kids before 30 should consider egg freezing What age egg quality starts to decline (and why 35 is a critical number) How the freezing process works, step by step What tests you need, and what your AMH results actually mean The truth about costs — including Medicare and PBS rebates And the emotional relief egg freezing can bring, especially if you're feeling pressure around your timeline Raelia also debunks common myths (spoiler: it’s not surgery), shares her take on the “egg harvest,” and explains why freezing your eggs is the only real anti-ageing move for your fertility. Whether you're in your 20s, 30s, or just egg-freeze curious — this episode is a must-listen for any woman who wants to understand her options and feel empowered about her future. 🎧 Tune in now and get informed, not overwhelmed. Women’s Health Melbourne - https://www.womenshealthmelbourne.com.au/Melbourne IVF - https://www.mivf.com.au/Knocked Up Podcast - https://www.womenshealthmelbourne.com.au/blog 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here. Are we friends on Instagram? Follow us here.  🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Ever felt like crypto is a whole new world you should understand... but don’t? You’re not alone. In this episode of Get Rich, Molly sits down with Michael Hazilias from Breakout Solutions to break down the basics of Bitcoin, crypto, blockchain, NFTs—and how to avoid the scams that come with them. We cover:💸 What crypto actually is (and how it works without a bank)🔒 The difference between Bitcoin and other cryptocurrencies🏦 Why Bitcoin is being called the “digital gold” of our time📉 Why your emotions can cost you more than a scam🚨 The red flags of a crypto scam (and what to never do)🎁 What NFTs really are (hint: it's not just pixelated monkeys)📈 And—have you missed the boat on Bitcoin? Plus, Michael shares his #1 tip for anyone who wants to dip their toe into crypto investing, and how he’s using blockchain + AI to help Australians fast-track their path to financial freedom. 💥 Whether you're crypto-curious or just trying to keep up with the conversation, this episode is packed with practical insights that make this complex world a little easier to navigate. Digital Freedom Formula: https://breakoutnow.co/workshop-lif10 Point Checklist: https://breakoutnow.co/checklist-lif   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here. Are we friends on Instagram? Follow us here.  🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

If you’ve been thinking about getting solar but feel unsure about the cost, rebates, or how much it will actually save you, this episode breaks it all down. I sat down with Leigh Storr, CEO of Resinc (just named Installer of the Year by the Smart Energy Council), and walked away with such a better understanding of how solar works and why it’s a total no-brainer if you own property in Australia. In this chat, Leigh shares:☀️ How solar panels really work🔋 What batteries do (and whether you need one)💸 What rebates and green loans are available, even if you’re renting So if you’ve ever looked at your electricity bill and thought “surely there’s a better way?”. This episode is for you. Grab a quote from RESINC today 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here. Are we friends on Instagram? Follow us here.  🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.