Ladies Finance Club - Get Rich

It’s the start of a new year, which makes it the perfect time to reset your money, without the unrealistic January pressure. We’re not talking extreme budgeting, never ordering Uber Eats again, or building the world’s most perfect spreadsheet. In this episode, I’m joined by Gemma Mitchell to walk you through a simple, step-by-step money stocktake that gives you clarity, not guilt. We cover how to:✔️ Reset your money after life changes (or that quiet “something’s off” feeling)✔️ Figure out exactly where you’re at, without overwhelm✔️ Build realistic habits you can actually stick to past February This is a calm, practical reset designed for real life, not perfection. 🎧 If you want your money to feel clearer, calmer, and more aligned in 2026, this episode is your starting point.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

What happens when you grow up below the poverty line, build a high-paying career in finance and still find yourself drowning in debt? In this powerful episode, Molly sits down with Annette, founder of Kids Get Money, to unpack how early money experiences shape our adult financial habits, and how she went from financial overwhelm to empowerment. They discuss how generational money patterns are passed down, what to do when you're at breaking point financially, and why teaching kids about money from an early age is non-negotiable in today’s digital world. If you’ve ever felt ashamed about your money situation or unsure how to break the cycle - for yourself or your kids, this episode is a must-listen. What you’ll learn:✔️ How childhood experiences shape your money mindset✔️ The moment Annette hit financial rock bottom (while living in a million-dollar home)✔️ Practical steps to rebuild your finances, no matter where you're starting from✔️ Why money coaching is the missing link before financial advice✔️ When and how to start teaching kids about money✔️ How to talk about tap & go, Afterpay, and digital spending with kids✔️ One simple weekly habit to help your kids get money smart Whether you’re a mum, aunty, carer or just someone who wants the next generation to have a better relationship with money, this conversation will give you practical language, tools and a big dose of “you’re not alone”.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Property Wrapped 2025 is here. In this episode of Get Rich, Molly Benjamin is joined by Arjun Paliwal from InvestorKit to break down what really happened in Australia’s property market in 2025, and what it means for buyers and investors heading into 2026. We unpack the data behind the headlines, including which cities and regions outperformed, where the strongest price growth occurred, how buyer behaviour shifted throughout the year, and why some people kept missing out on properties. You’ll also learn: Why “recovery” is the word that best sums up 2025 Which price points saw the most activity Investor vs first-home-buyer trends Auctions vs private sales The biggest mistake buyers made this year The one stat that matters most in 2026 Why focusing too much on interest rate forecasts can hold you back If property is on your radar, this is your end-of-year market wrap, minus the hype and full of practical insight.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Struggling to understand why groceries, rent and bills feel so expensive right now? You’re not alone and in this episode, we break it all down in plain English. Molly sits down with Sarah Hunter, Chief Economist and Assistant Governor (Economic) at the Reserve Bank of Australia (RBA), to demystify inflation, interest rates and what’s actually happening in the Australian economy. Together, they unpack:✨ What inflation really means (and why it’s not as simple as “prices going down”)✨ What’s inside the CPI “basket” and why it never feels like the average fits your life✨ Why the RBA targets 2–3 percent inflation✨ How interest rates are set and who actually sets them✨ How inflation affects your mortgage, savings and everyday budget✨ Why global events like wars and supply shocks hit your hip pocket✨ What to expect for inflation and the economy heading into 2026✨ Practical steps you can take to prepare for rising costs If you’ve ever wondered:“Why is everything getting more expensive?”“What does the RBA actually do?”“Should I be worried about inflation?” …this episode is your go-to explainer. No jargon. No doom and gloom. Just clarity. 🎧 Listen now and finally understand inflation in a way that makes sense for real life. If you totally missed Economics 101 at school (same 🙋‍♀️), then you’re going to love this week’s episode of Get Rich.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

In this episode of Get Rich, Molly sits down with Jun Bei Liu, founder and lead portfolio manager at Ten Cap, who went from moving to Australia at 16 to becoming one of the country’s most successful fund managers. They dive into:📈 What women get right (and wrong) about investing💖 How Jun Bei built confidence in a male-dominated industry🌏 How she built a $1 billion portfolio and still stays grounded👶 Tips for juggling motherhood with a high-pressure career💰 The small daily habits that lead to big wealth📊 A quick reality check on how the market’s tracking right now It’s an inspiring, down-to-earth chat about confidence, money and mindset, from a woman who’s proof you can lead, invest and thrive on your own terms.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

“I have nothing to wear.”Sound familiar? In this episode of Get Rich, Molly sits down with fan-favourite guest Emma Edwards (The Broke Generation) to unpack why so many of us overspend on clothes, still feel like we have nothing to wear, and how our wardrobes are deeply connected to confidence, identity and money. Emma recently completed a full year without clothes shopping — no new, no second-hand, no rentals — an experiment that completely transformed her self-esteem, spending habits and style. Together, Molly and Emma dive into:✨ Why we keep buying clothes we don’t wear✨ The $6,000 realisation: how much we actually spend✨ The “fantasy self” hiding in your wardrobe✨ What shopping has to do with body image✨ How stopping shopping improved Emma’s confidence✨ How to cut back on buying clothes without going cold-turkey✨ Why we overspend on our kids’ wardrobes✨ How to build a wardrobe you actually love If you want to spend less, feel better in your clothes, and stop the endless “nothing to wear” spiral… this episode will change the way you shop forever. 🎙️ Emma’s New Book: The Wardrobe Project: A Year of Buying Less and Liking Yourself More📚 Order it here   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

The Australian property market is heating up again, with some suburbs growing close to 1% in a month. If you’ve been wondering whether to rentvest or buy a home to live in, this episode breaks it down in simple, practical terms. In this month’s property update, Molly Benjamin sits down with buyer’s agent and property expert Arjun Paliwal to unpack what’s happening in the market right now and what buyers need to know before making their next move. We cover: Australian property market update – why growth is rising again Rentvesting vs buying – Arjun’s 5–10 year rule to help you choose Accidental investors – the costly mistake first-timers often make How to pick a strong investment property using listings, rental vacancy, days on market and competition Buyer pressure from real estate agents and why representation matters Climate change & flood risk – how to assess environmental risk realistically Ongoing costs of property investing – maintenance, land tax, insurance, rates and vacancy Infrastructure myths – do trains, shops and Bunnings actually drive growth? Mindset traps that slow down investors and how to avoid analysis paralysis If you're saving for your deposit, deciding between rentvesting or buying to live, or trying to understand what makes a property a good investment, this episode will give you clarity, confidence and a clear checklist. This podcast contains general information only. Always seek advice tailored to your personal circumstances before making financial decision   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

If you’re in your 40s, 50s or beyond and feel like you’re rebuilding your financial life from scratch, you’re so not alone. In this powerful episode of Get Rich, Molly sits down with financial coach and former adviser Naomi Holmes, host of the Her Money Matters podcast, to unpack how women can rebuild confidence, clarity and wealth after divorce, separation, redundancy or major life changes. Naomi works with women at this exact stage of life, and she shares the patterns she sees every day, the fear, the avoidance, the “I don’t even want to look at my bank account” era and the practical steps that genuinely get women back on track. We explore the emotional, practical and strategic parts of starting over: cashflow, asset protection, emergency funds, financial coercion, superannuation, investing later in life and how to prepare financially if you’re thinking about leaving a partner. In this episode we discuss: The FIRST step to rebuilding confidence when starting over at 40+ How to understand your cashflow without needing to be a spreadsheet girlie The biggest money mistakes women make post-divorce or redundancy Recognising financial coercion and what to do if it’s happening How to prepare financially BEFORE you separate from a partner The three experts every woman should have: lawyer, financial coach/adviser + emotional support How to rebuild an emergency fund (OMG fund!) when money feels tight Investing later in life, when to start again and how to think about risk Superannuation truths every woman 40+ needs to know Why your money story matters more than your past mistakes The next 1–2 steps every woman can take TODAY to move forward If you’re rebuilding, re-entering the workforce, or finally putting yourself first after years of looking after everyone else, this conversation is supportive, empowering and deeply practical. Learn more about Naomi’s work at Her Money Matters or contact her at naomi@hermoneymatters.com.au.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

What’s really happening in the Australian property market right now? In this episode, Molly Benjamin from Ladies Finance Club chats with property expert Arjun Paliwal (InvestorKit) to unpack the latest housing trends, data, and opportunities for Aussie buyers and investors. They cover:🏡 National growth trends and why the lower-priced suburbs are leading the way📈 How to calculate and access equity in your home💰 Tips to negotiate better mortgage rates (even when your bank says no)📍 Why Melbourne is showing signs of recovery and where Arjun is personally buying💬 How the 5% government deposit scheme is shaping demand🌏 Which suburbs and regions across QLD, WA and VIC are growing fastest right now Whether you’re a first-home buyer, rentvestor or building your property portfolio, this episode gives you practical insights to make confident moves in 2025’s ever-changing market. 🎧 Listen now for an honest, data-driven update on property prices, supply, demand, and sentiment - all explained in simple, relatable language.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Talking about money with your partner doesn’t have to end in a fight, it can actually bring you closer. In this episode of Get Rich, Molly Benjamin chats with dream team Sammi and Nathan Jaeger, co-hosts of the Date Forever podcast and authors of The Fueled Up Life. Together they unpack how they’ve built a 17-year relationship filled with shared goals, champagne celebrations, and totally transparent money conversations. You’ll learn:💑 How to set up your own weekly money date night (and make it fun!)🍾 Why celebrating wins together keeps you motivated📊 Their simple system for tracking goals, budgets, and shared savings❤️ How to get your partner involved - even if they hate spreadsheets Whether you’re loved-up or flying solo, this episode will inspire you to create a healthy, exciting relationship with money. 👉 Have a topic you’d love us to cover next? DM us on Instagram @ladiesfinanceclub, we’d love to hear from you! 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.