

496 | Mailbag: Roth vs. Trad, $35k Roth to 529, Combining Finances | Rachael Camp
25 snips Jun 17, 2024
Financial expert Rachael Camp joins the hosts to discuss Roth vs. Traditional IRAs, converting 529 funds to Roth IRAs, gifting money to children, and combining finances after marriage. They cover tax arbitrage, considerations for retirement accounts, rules for conversions, implications of gifting money, and tips for managing finances as a couple. An informative and engaging episode for those looking to optimize their financial planning!
Chapters
Transcript
Episode notes
1 2 3 4 5 6 7 8
Intro
00:00 • 2min
Tax Arbitrage and the Choice Between Roth and Traditional Retirement Accounts
02:10 • 13min
Comparing Traditional and Roth Retirement Accounts
15:10 • 21min
Explaining the Conversion of 529 Funds to Roth IRAs up to $35,000
36:01 • 4min
Rules and Implications of Converting Roth IRAs to 529 Plans
39:39 • 15min
Implications of Gifting Money to Children
54:22 • 8min
Combining Finances After Marriage
01:02:47 • 9min
Wrap-Up and Community Engagement Announcement
01:11:51 • 2min