Do you know the right way to manage your credit? To kick off this episode, Sean Pyles and Sara Rathner dig into a few common credit myths — and how people can confidently raise their credit.

Then Sean and Sara answer a listener’s money question about how to get a grip on their budget with an irregular income.

To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

Timestamps:

This Week in Your Money segment: 0:00-9:15

Money question segment: 9:16-24:40

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What People Get Wrong About Credit, and Self-Employed Budgeting