

Expert Reviews Whole Life Insurance, IUL's, and Annuities | Bobby Samuelson
Jul 7, 2023
Bobby Samuelson, editor at The Life Product Review and life insurance industry consultant, joins Caleb Guilliams in a discussion about the challenges in finding reliable information and the importance of building relationships within the insurance community. They also talk about the mischaracterizations in the financial industry and their fight against misleading illustrations. The demutualization process of Ohio National and its adverse effect on policy owners is explained, along with the performance and future prospects of insurance companies. The negative perception of life insurance is addressed, along with the diversification benefits of whole life insurance compared to bonds. The benefits of integrating life insurance with other assets and a valuable newsletter for non-industry individuals are also discussed.
Chapters
Transcript
Episode notes
1 2 3 4 5 6 7 8
Introduction
00:00 • 6min
The Journey Into the Life Insurance Industry
05:39 • 14min
The Problem of Mischaracterizations in the Financial Industry
19:13 • 31min
Demutualization Process and Formulaic Dividend
50:37 • 2min
Performance and Future Prospects of Insurance Company
52:42 • 10min
Criticism and Perception of Life Insurance
01:02:41 • 6min
Comparing Diversification in Portfolios: Whole Life Insurance vs. Bonds
01:09:10 • 2min
Integrating Life Insurance with Other Assets
01:11:09 • 3min