BetterWealth with Caleb Guilliams

Retirement Expert James Conole  @RootFP  breaks down how to retire wealthy with smart strategies around tax-free income, 401(k)s, Roth conversions, investment risk, Social Security, and the psychology of spending in retirement. Plus, we debate whole life insurance vs. bond alternatives, explore annuities, reverse mortgages, and the surprising ways legacy and lifestyle planning shape long-term wealth.Check out James Conole's Channel:  @RootFP  Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault00:00 Intro02:36 The Importance of Financial Planning04:47 Framework for Retirement Planning12:44 Understanding Cash Flow and Inflation17:44 Investment Strategies and Risk Management21:27 Typical Withdrawal Rate For 5 Years32:34 Understanding Root Reserves36:21 Risk Tolerance vs. Risk Capacity39:20 James Conole's Liquid Investments44:48 Exploring Annuities and Their Benefits48:52 Tax Advantages52:49 Retirement As an Income Strategy57:31 Navigating Reverse Mortgages01:01:44 Cashflow in Financial Planning01:04:10 Gold and Precious Metals01:07:25 Debt Management and Financial Strategies01:08:25 Tax Planning for Retirement01:21:11 Business Or Invesments01:27:00 Finding Purpose and Intentional Living______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review  Want Whole Life Insurance? Schedule a Call Here: https://bttr.ly/aa-yt-clarity   Learn More About the And Asset: https://bttr.ly/andasset  DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Every life insurance agent has an opinion on direct vs non-direct recognition — but does it really matter? In this video, we break down how dividend recognition works, compare major carriers, explore loan interest rate impacts, and zoom out to reveal what truly matters in your policy. Whether you're deep into infinite banking or just curious, this will help you see the full picture.  Want Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review  Learn More About the And Asset: https://bttr.ly/andasset  00:00 Understanding Direct vs Non-Direct Recognition03:08 The Mechanics of Dividend Recognition05:47 Comparing Direct and Non-Direct Recognition Carriers09:02 Evaluating the Impact of Loan Interest Rates11:48 The Bigger Picture: Life Insurance Purpose14:48 Final Thoughts on Policy Loans DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Trump’s new tax strategy is turning heads — and it could completely change how smart entrepreneurs and investors handle taxes moving forward. Karlton Dennis breaking down the biggest tax shifts coming under Trump’s 2025 plan. Subscribe to the BetterWealth Youtube Channel so you don't miss the full interview when it drops here: https://youtu.be/iPyJquI92ME  ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Debating a passionate Dave Ramsey coach on three major financial topics: debt, credit cards, and 15 vs 30 year mortgages.  Watch More Financial Debates: https://www.youtube.com/playlist?list=PLSXbgsLBVKmFerNYLHAcDf3aj23Xx3U1V  Connect with Caleb Bale's Channel: @CalebBaleFinance  ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Charlie Chang @CharlieChang shares the real and wildly successfull journey that led him to 7 figures+ and financial freedom. He breaks down his wealth playbook—from his most profitable side hustles and top investing principles to the overlooked power of AI and virtual assistants in scaling a modern business.What You'll Learn in Today's Podcast: 00:00 The Journey of an Entrepreneur02:55 Exploring Side Hustles and Income Streams05:50 The Power of AI in Business09:23 Leveraging Virtual Assistants for Efficiency11:47 Investing Strategies and Wealth Growth17:46 Navigating Taxes and Financial Strategies23:29 Staying in Your Lane: The Power of Focus25:41 Investing in Yourself: The Right Approach26:55 Money Mistakes: Learning from Experience31:39 Health and Wealth: The Importance of Balance33:26 Learning and Growth: The Role of Continuous Education36:39 Starting Over: Building a Business from Scratch39:08 Scaling Your Business: Strategies for Growth44:04 Final Thoughts: Inspiration and Future GoalsConnect with Charlie Chang:https://www.youtube.com/@CharlieChang https://www.instagram.com/charlie__chang______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Listen To The Full Interview with Mark Moss: https://youtu.be/hgPPpbjQ7P4 A secret billionaire is helping shape one of the most ambitious Bitcoin plays we've seen from a U.S. administration.Is this the beginning of a new financial era?What does it mean for the dollar… and for your wealth? The man behind it all?Howard Lutnick. ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Ryan Pineda  @RyanPineda  has been referred to as the "real estate expert of YouTube" by Graham Stephan. In this interview, Ryan walks through the frameworks and processes he's used to scale his businesses with debt in contrast to Dave Ramsey's. Connect with Ryan Pineda: @RyanPineda  Instagram: https://www.instagram.com/ryanpineda ______________________________________________ Learn More About BetterWealth: https://betterwealth.com0:00 - 1:42 - Intro1:42 - 4:39 – Losing Everything in 2008 Shaped Me4:39 - 6:03– How I Landed an Interview with Dave Ramsey6:03 - 8:53 – Ramsey’s Debt-Free Strategy vs. Entrepreneurial Debt8:53 - 10:29 – What Are Your Financial First Principles?10:29 - 13:11 – The Real First Investment: You13:11 - 16:31 - – Business Scaling 101: People Are the Key16:31- 23:51 – The 5-Step Framework to Build Any Business23:57 - 24:35 – Why Most Businesses Plateau at $1M24:36 - 30:00 – Funnels, Brand, and Scaling with Paid Ads30: 02 - 31:47 – Business Models That Actually Scale31:47 - 33:27 – Investing in People and Building Culture33:27 - 37:44 – My Personal Investment Strategy37:44 - 39:13 – My Love-Hate Relationship with Crypto39:13 - 46:05 – The $30M Exit Plan & Passive Income Blueprint46:05 - 48:05 – Can a W-2 Employee Really Build Wealth?48:05 - 50:05 – Where Real Estate is Headed (2025–2027)50:05 - 52:40 – Redefining Risk: What You Really Have to Lose52:40 - 54:36 – The Problem with Passive Income & Kiyosaki54:36 - 57: 40 – If This Were My Last Day on Earth…====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

In this Bitcoin masterclass, Mark Moss explains how to build and protect wealth using Bitcoin, the implications of Trump’s Bitcoin reserve, and the economic factors that could drive Bitcoin to $1 million by 2030. Learn why Bitcoin is becoming a critical asset in today’s shifting financial landscape. Mark Moss' Roadmap to Profiting from Bitcoin, AI, robotics, Energy, and Quantum computing in 2025 - https://bit.ly/MarkMossWealth2025 Learn More About BetterWealth: https://betterwealth.com Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault  ==================== DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

In this masterclass, David Valcourt— who advises clients averaging $300M in net worth — reveals the secret strategies behind premium finance, private placement life insurance (PPLI), and partner-owned life insurance (POLI).Speak with an Expert on Premium Financing, PPLI, or POLI: https://bttr.ly/David-Valcourt0:00 Intro1:20 Background and Story3:23 Understanding Financial Planning and Its Impact6:23 High Turnover in Finance: Why It Happens7:57 Premium Finance11:36 How Much Minimum Networth Needed Before Getting Into Premium Finance?16:28 Premium Financing: The Pros & Cons23:26 Why The Regulators Step In?26:44 Is It Possible With PPLI To Have Higher Early Cash Value?30:45 Potential Downfall of PPLI34:36 Final ThoughtsWant Whole Life Insurance? Click Here To Meet Our Team: https://bttr.ly/aa-yt-clarity Want Free Life Insurance Education & Resources? Unlock the Vault: https://bttr.ly/yt-aa-vault ======================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.