We Get Really Pervy About How This 25-Year-Old Built a $100K Investment Portfolio
Feb 2, 2025
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This week, the podcast features a Money Diarist, a savvy 25-year-old investor who built a remarkable $100k portfolio from scratch. She shares her inspiring journey, highlighting the influence of her upbringing on her financial habits. From navigating the complexities of purchasing a small business to evolving her investment strategy during the COVID-19 pandemic, she offers invaluable insights. Listeners will love her reflections on overcoming challenges, the relationship between debt and wealth-building, and the importance of solid professional networks.
The speaker's early experiences shaped their financial independence, motivating them to build a secure life through diversified investments and multiple income streams.
Networking played a crucial role in the speaker's career advancement, highlighting how strong relationships can significantly impact professional growth and job opportunities.
Deep dives
Financial Independence Through Personal Experience
The speaker's experiences growing up on a farm and the impact of their parents' divorce shaped their strong desire for financial independence. Witnessing the financial challenges faced by their parents instilled an early awareness of the importance of managing money wisely and protecting oneself financially. This led to a determination to avoid similar struggles, resulting in a commitment to building a secure life through multiple income streams. As a result, they focused on achieving financial goals, such as reaching $100,000 in shares and planning for future investments.
The Power of Relationships in Career Growth
The speaker highlights the significance of relationships in advancing their career and securing job opportunities. Throughout their journey, networking and building connections have opened doors to various positions, including their current role in marketing. For instance, a nannying position led to tutoring opportunities, and a referral from a previous employer played a pivotal role in securing a marketing job. This underscores the idea that strong personal connections can have a profound impact on professional growth and success.
Smart Investment Strategies and Learning from Mistakes
The speaker's investment journey began during the COVID-19 pandemic when they utilized downtime to learn about share markets and began investing. They have since built a diversified portfolio, including ETFs and direct shares, ultimately reaching $100,000 in shares by focusing on long-term growth. While they encountered challenges, such as overvalued shares and learning from initial mistakes, these experiences solidified their investment strategy. This growth mindset emphasizes the importance of education and self-awareness in achieving financial success.
Financial Goals and Responsible Money Management
With a solid foundation of savings and investments, the speaker sets ambitious financial goals, including increasing their investments and purchasing an investment property. Their disciplined approach to budgeting and tracking income has empowered them to save efficiently while continuing to engage in side hustles. Although they acknowledge the need to address potential lifestyle creep, they exhibit a strong commitment to remaining frugal and focusing on long-term objectives. As they move forward, they maintain a positive outlook on their financial journey, eager to achieve future milestones.
If you've ever wanted a front-row seat inside the mind of a young, self-made investor, this episode is for you. This week’s Money Diarist didn’t inherit wealth and she didn’t walk into a six-figure salary after uni. Instead, she hustled hard, built strong networks, and made investing moves that paid off—and yes, we get really pervy about it.
We dive deep into her first-ever investment, the mistakes she made along the way, and how her strategy has completely evolved over time. If you're looking for real investing inspiration (with a big side of hustle), you won’t want to miss this one!
Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now
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