India & US Fintech in 2025: Sheel Mohnot from Better Tomorrow Ventures on PrimeVP Podcast

What’s next in fintech? In this high-signal episode, Sheel Mohnot (GP at @ Better Tomorrow Ventures) shares deep insight into the future of financial services, AI’s impact on SaaS, and how VC is evolving in 2025.

🔍 In Sheel’s candid chat with Sanjay Swamy, You’ll learn:

 • What US fintech can learn from India’s public infrastructure (UPI, DEPA, account aggregation)
 • Why SaaS isn’t dead—but must evolve beyond subscription revenue
 • How Sheel evaluates founder-market fit, velocity, and tenacity
 • The co-lending revolution in India—and why it’s a structural shift
 • Why BTV is betting big on hands-on accelerators and early-stage velocity

📌Timestamps:

 00:00 – Introduction

 01:30 – Sheel’s journey from Pittsburgh to VC

 08:15 – U.S. vs India: Fintech regulation 

 15:30 – Is SaaS dead? The AI disruption

 20:15 – India Stack vs U.S. payments

 27:30 – Can Indian fintech go global?

 30:00 – IPO readiness: India vs U.S.

 34:00 – Will BTV invest in India?

 45:00 – Red flags & founder filters

 50:00 – What gets a “yes” from Sheel

 54:00 – Fintech outlook for 2025

 57:10 – Clubhouse, Bieber & Taco Bell wedding

🔑 Key Takeaways:
✔️ Vertical SaaS is fintech in disguise – and it’s how modern software will scale revenue
✔️ AI is not just augmenting work—it’s replacing it in areas like accounting and underwriting
✔️ Regulation ≠ obstacle – In the U.S., a patchwork system creates an edge for savvy startups
✔️ Early-stage investing is about founder-market fit, and spotting overlooked “superpowers”

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Website: https://primevp.in

#Fintech #SaaS #AI #Startups #VentureCapital #IndiaStack #SheelMohnot #BetterTomorrowVentures #DigitalTransformation #FounderInsights #InvestorInsights #FutureOfFinance #PrimeVenturePartnersPodcast