The Ramsey Show The Truth About Your Money Is Less Scary Than the Story in Your Head
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Aug 19, 2025 In a candid discussion, callers tackle overwhelming debts and financial fears, revealing their struggles with addiction and post-divorce decisions. Practical tips on selecting estate beneficiaries and navigating homeownership offer insights into avoiding financial pitfalls. The conversation extends to managing finances as a single parent and fostering financial literacy in stepchildren. Listeners gain wisdom on smart budgeting, the importance of communication in relationships, and strategies to build a stable financial future, all delivered with a blend of humor and empathy.
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Use Proximity, Not Mass Applications
- Improve job search by networking and targeting specific companies rather than mass-applying.
- Use Ken Coleman's templates and the proximity principle to get referrals and higher pay quickly.
Address Addictive Spending Now
- Get help for pornography addiction and reduce related spending immediately.
- Continue counseling and use accountability to stop the behavior and its financial drain.
Simplify Beneficiaries And Avoid Conflict
- Remove your father as an account owner and use POD designations for estate ease.
- Make a simple will and casually tell family your small estate plan to avoid fights.