money money money

903b why most people never reach their money goals

Jan 21, 2026
In this engaging chat, John Pidgeon, co-host from the Property Podcast, shares his expertise in property investing and financial strategies with Glen James. They dive into the sacrifices people make to reach their financial goals, revealing inspiring community stories. Discover four key budgeting levers to enhance your income, and the importance of using extra earnings wisely. They discuss aligning financial goals with your partner and emphasize that short-term sacrifices can lead to long-term rewards, framing risk as a vital muscle to develop.
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INSIGHT

Why Goals Fail Without Sacrifice

  • Most people fail their money goals because they won't sacrifice or stay dogged long enough.
  • Glen James argues obsession and tenacity convert goals into results faster.
ANECDOTE

Extreme Short-Term Sacrifices Paid Off

  • Paul worked FIFO shifts in harsh conditions and paid off his mortgage early, then chose to work only when he wanted.
  • Sam lived rent-free in a tiny barn while both partners did extra work and side-hustles to buy two investment properties.
ADVICE

Use Four Budget Levers Intentionally

  • Increase income, review line items, temporarily cut expenses, or reduce savings to hit a goal faster.
  • Plug side-hustle earnings directly into the goal so lifestyle inflation doesn't absorb them.
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