She's On The Money

Even More Unhinged Savings Hacks

Dec 30, 2025
Join Jessica Greci, a savvy voice in personal finance, as she and Bec Syed dive into hilariously unhinged saving hacks. They explore outrageous methods like freezing your credit card to curb impulse buys and utilizing 'fake lockdowns' for serious savings. Discover clever tricks, such as transforming phones to grayscale and using community spending freeze months to challenge your wallet. These chaotic yet effective strategies reveal that when discipline is low, laughter and creativity can lead to financial success!
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ADVICE

Use Ridiculous Obstacles To Stop Impulse Buys

  • Try unhinged, low-effort obstacles (like freezing a credit card) when discipline is gone.
  • These quirky hacks buy time and reduce impulse spending when motivation is low.
ADVICE

Make No-Spend Months A Family Challenge

  • Do a monthly or fortnightly 'no-spend' challenge as a family game to boost savings.
  • Use specific months (e.g., May and November) to plan and prep for holiday spending.
ANECDOTE

Coulda But Didn't: Transfer The Difference

  • Luke and his partner did 'coulda but didn't' to save for a house deposit by transferring the difference to savings.
  • They blocked the savings so transfers back out were difficult until ready.
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