Knowledge at Wharton

Ripple Effect: 2025 Ripple Rewind

13 snips
Dec 2, 2025
The discussion kicks off with insights into blockchain's origins and its future potential, laying out possibilities for its killer applications. The psychology behind taxes reveals how loss aversion influences taxpayer behavior. Then, discover how Social Security can reshape wealth inequality perceptions. Explore the impact of generative AI on workplace dynamics and employee well-being. Finally, entrepreneurs share their resilience and the importance of aligning retirement with personal values.
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INSIGHT

Blockchain's Purpose Is Still Unclear

  • Blockchain's destiny is uncertain: it may remain mainly an investment asset or become foundational financial rails.
  • We should watch real application development and let market advantages determine which use cases scale.
INSIGHT

The Productivity Paradox Of AI

  • General-purpose technologies like AI create big productivity gains only after complementary investments and organizational change.
  • Early visible benefits can exist, but the full impact often arrives after a long adoption lag.
INSIGHT

Loss Aversion Shapes Tax Behavior

  • People weight reducing losses more heavily than increasing gains, which shapes tax decisions and filing behavior.
  • Modeling loss aversion matters for understanding large-scale economic choices like tax compliance.
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