Scrutiny around trust lending projected to increase in 2025

With trust lending to undergo increased scrutiny in 2025, Phil Tarrant and Finni Mortgages’ Eva Loisance discuss how investors can navigate borrowing complexity with accurate and timely financial expertise.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Finni Mortgage’s Eva Loisance to unpack how the mortgage and property markets are set to change in 2025.

Eva and Phil begin the podcast by looking into how the market has seen an increase in trust lending over 2024, which has helped investors acquire positively geared properties. Though Eva projects that 2025 will see more scrutiny around trust-based lending, with new hurdles for borrowers.

Eva and Phil then recommend that investors partner with accounting practices that truly understand real estate and property investment, those that can clearly articulate the benefits and challenges of a trust structure.

They wrap up the podcast discussing the popularisation of using SMSFs as an investment vehicle, and how banks are developing new and competitive products for the SMSF market.  If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.