Real Estate Rookie Pay Off Your Property or Buy More? + Handling Repairs with Tenants in Place (Rookie Reply)
Jan 30, 2026
They debate using cash-out refinance versus paying off a property to scale or sleep easier. They tackle tenant repairs in-place, temporary housing options, liability and practical short-term fixes. They compare commercial versus residential investing, covering cash flow, capital needs, vacancies and how to find and underwrite commercial deals.
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Minimize Tenant Disruption During Repairs
- Try to shorten repair timelines by calling multiple contractors to avoid long tenant displacement.
- Offer temporary solutions like hotel reimbursement or gym passes before paying for their truck or move.
Quick Tub Replacement Example
- Ashley described a job where a tub replacement finished within 24 hours, not multiple days.
- Fair housing found 24 hours acceptable when most bathroom functions still worked.
Use Third Parties To Reduce Liability
- Avoid moving tenants into another vacant unit you own without a formal lease due to liability and deposit issues.
- Use third-party bookings (hotel or boarding for pet) and reimbursements to reduce your direct liability.
