She's On The Money Want to Buy Property in 2025? Here’s How to Get Prepared
Jan 28, 2025
This week, Victoria chats with Jacqueline Walsh, a mortgage broker with over 15 years of experience known for simplifying home loans. They dive into how to prepare for buying property in 2025, sharing actionable tips like when to engage a broker and crucial credit score insights. Jacqueline reveals insider hacks that could save potential buyers thousands and discusses the impact of everyday spending on mortgage eligibility. Listeners learn effective financial prep steps, including managing expenses and understanding hidden property costs.
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See a Broker Early
- Consult a mortgage broker early in your home-buying journey, even if you are years away from buying.
- Brokers can offer guidance and insights into programs and market conditions that can accelerate your path to homeownership.
Consultations Are Free
- Initial consultations with mortgage brokers are typically free, making them accessible for information gathering.
- Some brokers may charge initial fees, which can sometimes be rebated upon settlement.
Commission Changes
- Historically, mortgage broker commissions varied among banks, potentially creating conflicts of interest.
- Post-Royal Commission reforms standardized commissions, promoting fairer practices.