The Memo by Howard Marks

The Rewind: On The Couch

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Sep 30, 2021
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INSIGHT

Market Psychology and Money

  • Market psychology fluctuates significantly, impacting ups and downs.
  • Money intensifies these fluctuations, driving manic participation or depressed avoidance.
INSIGHT

Flawless to Hopeless

  • Investors tend to ignore negatives during good times, interpreting everything positively.
  • This continues until negatives become overwhelming, leading to a shift from "flawless" to "hopeless".
ANECDOTE

Efficient Market Hypothesis and Irrationality

  • Howard Marks learned the efficient market hypothesis, which assumes rational investors, at the University of Chicago.
  • He observes that investor irrationality leads to market swings.
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