Fintech One•On•One Davi Strazza of Adyen on banking licenses, agentic commerce, stablecoins, embedded finance and more
In this episode, I sit down with Davi Strazza, who leads Adyen's business in North America. Davi brings a fascinating global perspective on payments, having spent over a decade at Adyen working across Brazil and now the US market. We dive into how Adyen's banking license, which they've held since 2021, fundamentally changes what they can offer to marketplaces, digital businesses, and SaaS companies that need to embed payments and finance into their platforms.
Our conversation explores the competitive dynamics of the payments landscape, the future of stablecoins as a payment rail, and the five critical boxes that payment companies need to check to scale successfully. We also examine what American fintech can learn from Brazil's Pix system, discuss whether pay by bank will gain meaningful traction in the US, and look at how AI is transforming everything from personalized customer experiences to fraud prevention. For anyone interested in the infrastructure powering modern commerce, this is a must-listen conversation about what may be the most exciting time to be in payments.
In this podcast you will learn:
- Davi’s journey in fintech from Brazil to here in North America.
- How he describes Adyen today.
- Why they decided to get their own banking licenses in the US, UK and EU.
- How the banking license helps make their payments business more attractive.
- What is driving their momentum in the US.
- What brands get by working with Adyen over the legacy payments platforms.
- Why they talk about “unified commerce” and what it means exactly.
- How Adyen is preparing for a world where agentic commerce is commonplace.
- Davi’s view on the future of stablecoins as a payment mechanism.
- Whether pay-by-bank has a future in this country.
- What the US can learn from the rapid adoption of Pix in Brazil.
- What he is most excited about for the future of payments.
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