🔥 How to Retire Earlier Than You Think: 7 Smart Money Moves That Actually Work

Many Australians are pushing back their retirement age — not because they want to, but because they feel they have to.
In this empowering episode of SugarMamma’s Fireplay, Financial Planner and author Canna Campbell reveals the seven powerful steps that can help you retire earlier, live better, and finally enjoy the freedom you’ve been working toward.

Forget luck or risky crypto trades — early retirement is about strategy and discipline. You’ll learn how to:
💥 Prioritise and grow your super for long-term success
💥 Manage debt strategically so it’s gone before you retire
💥 Invest outside super to create early passive income
💥 Cut financial clutter and stop wasting money on stuff
💥 Build side hustles or part-time gigs that accelerate your goals
💥 Use the downsizer rules to free up equity tax-effectively
💥 Set meaningful money goals and track them every 6 months

This episode will leave you motivated and empowered to take practical steps — right now — toward your own version of early retirement and financial independence.

🎧 Start today. Your future self will thank you.

Key Quotes:

“Every dollar you save or invest today buys you more choices later.”
“Retirement isn’t about quitting work — it’s about choosing how you live your life.”
“Financial freedom doesn’t come from luck, it comes from direction.”
“Super is your future income machine — feed it now so it can feed you later.”

💬 Let’s Keep the Conversation Going

I’d love to hear your thoughts on this episode! Reach out to me anytime on Instagram @SugarMammaTV so we can keep this important conversation alive.

📚 My Books

If you’re ready to deepen your financial knowledge, check out my books:

• Best Seller:The $1000 Project
• **Mindful Money](https://amzn.to/3RV0poc)
• Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here

(These are Amazon affiliate links to my own books.)

💡 Work With Me

Want more support on your financial journey? Here’s how we can work together:

1. The SugarMamma Budget & Cashflow Academy
   Sick of living paycheque to paycheque or feeling overwhelmed by your money?
   This course includes aone-on-one appointment with me so I can personally help you.
   👉 Enrol here
2. Money Mindset & Manifestation Coaching
   Join my program for ongoing support, clarity, and motivation. You’ll get direct access to me and a community of like-minded people ready to make powerful change.
   👉Join here

🌟 Stay Connected & Inspired

• Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation
• Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood
• TikTok:@SugarMammaTV
• YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!
• Website:SugarMammaTV.com
• Don’t forget my other podcast:How Do They Afford That? 👉 Listen here

⚖️ General Advice Warning

While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always:

• Do your own research.
• Weigh up the pros, cons, fees, caps, taxes, and risks.
• Seek professional advice before making financial decisions.

📜 Financial Planning License Details

The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate.

Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).

 

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See omnystudio.com/listener for privacy information.