Cloud 9fin Managing global loan data from the middle
May 27, 2025
Scott Alintoff, a key player at FIS in the capital markets division, discusses the critical state of global loan data management amid economic volatility. He highlights how outdated practices like faxes hinder efficiency and contrasts them with modern technological advancements. Alintoff emphasizes the importance of strong tech solutions combined with human expertise to enhance client relationships. The podcast also explores the decision-making process regarding outsourcing versus in-house operations, showcasing the growing role of retail investors in the syndicated loan market.
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Tariffs Impact Credit Markets
- Tariffs create uncertainty but credit markets remain functional with ongoing liquidity and deal activity.
- The market is adjusting to a new normal amid volatility, not freezing completely.
Antiquated Loan Market Processes
- Loan market processes are antiquated, often relying on manual handling of faxes and legal docs.
- Innovation focuses on technology scale and M&A to modernize data handling and middle office functions.
Lack of Loan Data Standardization
- Agent banks each have unique, non-standard processes for loan data, hindering uniformity.
- Lack of regulatory mandates means limited pressure on banks to standardize or innovate quickly.