HousingWire Daily Will Trump push ARM loans as part of rate-cut plan?
18 snips
Aug 29, 2025 
In a captivating discussion, Logan Mohtashami, Lead Analyst at HousingWire, shares his insights on the recent uptick in housing demand as mortgage rates decline. He examines the viability of adjustable-rate mortgages amid shifting interest rates and critiques sensationalist views on ARMs. The conversation also tackles the psychological fears surrounding housing inventory, debunking myths of an impending market crash. Tune in for an engaging blend of data-driven analysis and current trends shaping the housing landscape.
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Early Sales Uptick Needs Cautious Reading
- Redfin's pending-home-sales and median price signals confused many observers because short-term seasonal moves looked like 2022 but weren't sustained.
- Logan Mohtashami says weekly live trackers showed early year-over-year growth while comps remained very low, so interpret gains cautiously.
Rates Under 6.64% Tend To Lift Demand
- Mortgage rates falling below ~6.64% historically correlates with improved purchase-app and housing demand data.
- Mohtashami notes recent weeks under that threshold produced positive weekly and year-over-year gains in purchase applications.
Inventory Growth Is Cooling Faster Than Reported
- Live weekly data revealed inventory growth slowed from a 33% peak down toward 22%, which could continue falling into the teens.
- Mohtashami emphasizes live tracking gives earlier signals than monthly reports.